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The Curious Case of Isabel Woodford / Sifted.eu’s War on Fintech Start-Ups

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The Curious Case of Isabel Woodford / Sifted.eu’s War on Fintech Start-Ups

Isabel Woodford

Sifted.eu is a renowned and prospering fintech news publication that’s backed up not only be the Financial Times newspaper but also consists of a massive following of devoted readers as well as over 17,000 followers on twitter. However, in spite of this publication’s commendable success, there are those among the rising Fintech community in Europe who are beginning to feel that Sifted.eu might not have everyone’s best interests at heart and, therefore, might be hindering the community more than it’s actually benefiting it and this is due to a vast array of different reasons.

It’s been highlighted by several renowned critics in the industry that there are multiple journalists, including Isabel Woodford, that seem to be hampering the reputation of various financial technology startups within Europe due to the aggressive approach that they take to journalism. In spite of facts favoring these startups across several aspects, the narrative that these journalists push ends up dragging the reputation of these startups through the mud thereby having drastic implications for the future of these startups and hindering their development over time which, in turn, would significantly slow the growth of these startups during crucial phases.

One example of such aggressive journalism would be when Woodward slammed the digital German bank by the name of N26 and claimed that that bank “May just have hit 7m customers, but its 2019 accounts suggest that it is paying a high price for that popularity”. For the uninformed, this article might not sound like one that would have large scale impacts but, in fact, it actually caused N26 to see their global operation losses grow to a staggering 217m Euros in 2019 which is an enormous 210% growth in losses. Losses of this magnitude can essential grind a startups operations to a halt thereby demonstrating how aggressively these journalists are pushing the narrative against Fintech startups.

That’s not all, though. In yet another point, she highlighted that the Fintech curve has been late in filing they’re annual accounts. She stated, “The startup, which is one of the UK’s most valuable Fintechs, was expected to file its 2019 financials before the 31st of December, having already been granted extensions in March and October.” It doesn’t end here, however, because there’s yet another attack piece which reads: Klarna’s CEO: I worry about debt too. I know we’re not perfect.”

Articles of this sort from journalists such as Isabel Woodford have left a variety of key figures in the European Fintech industry entirely confused regarding her desire to bring down companies that are playing such a critical role, especially as the world suffers through a global pandemic with impacts that are rippling across the world even over a year after it started.

A source in the Fintech world has stated that, “Unfortunately, Sifted.eu seems to be under the influence of big businesses and special interests, aggressively attacking new companies, whilst lavishing praise on more established players. Whilst we understand that that’s the way the world works, it’s hardly fair and accurate journalism.”

All things considered, should we expect Sifted.eu to take the necessary steps in order to improve its current highly aggressive approach to journalism? It’s highly unlikely.

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Term Insurance Policy: Advantages and Disadvantages

Bobby Jansson

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Term Insurance Policy: Advantages and Disadvantages

With the rise of economic fluctuations and detrimental illnesses, insurance policies have become a precautionary shield for the public. People have become intuitive about future income, smart investment plans, and secured monetary returns to income. Term insurance is one segment under the roof of insurance policies. There has been continuous swelling of life insurance policies in difficult times. It is very requisite to choose and buy term plan that meets your requirements.

Term insurance gives the benefits of long-term savings, death benefits, and secured income for a family. In the tech-savvy world, buying a policy is just a few clicks away. One may opt to buy term plan online comparing the plans on various portals.

Advantages of Term Plans

  • Flexibility

One may buy a term insurance plan with good flexibility. It is both renewable and convertible. You may extend or renew the policy without any medical examination after the termination of the first policy. With a hike in the premium, the term policy can easily be converted into an endowment policy of the same sum assured. It is also effortless to opt-out of the policy. Once you stop paying the premium, your coverage will be ceased, thereby ending the policy. There is no pay-out or financial loss like an endowment plan where one cannot recoup the savings without financial deductions.

  • Cost-Effective

Long term insurance has an economical price. As compared to other life insurance policies, they are far more cost-effective. Buy term insurance and avail the benefit of huge life coverage to paying budget-friendly premiums. The premium for a term insurance policy is almost six times lesser than any other life insurance policy. Moreover, the premiums are locked in the duration of the plan. The total premium paid when you buy a term plan young is lower than what you purchase later in life.

  • Tax benefits

Section 80C of the Income Tax Act gives beneficial tax saving options. It offers deductions of up to INR 1.5lakhs for listed investments. Under this section, the premium paid is also entitled to deductions. However, the yearly premium should not exceed 10% of the coverage amount.

Under Section 80 D of the Income Tax Act, the policyholder who has taken health-related rider can avail tax benefit. With the term insurance policy, one can avail deductions of up to INR 25000.

Under Section 10(10D), the assured sum received on maturity or death of a policyholder is completely exempted from taxes.

Disadvantages of Term Policy

  • Term insurance is not a policy for those who aspire to save for future needs like marriages, education, retirement, or others.
  • A term Insurance plan does not enable you to create wealth. They have no profit plans and hedges against inflation.
  • If the insured outlives the policy period, no monetary benefit would be given. The policy builds no cash value.
  • No surrender values or loans are given in term insurance policy.

The Bottom Line

Term plans are the purest and most cost-efficient type of plans. It is quite convenient to buy term insurance online as well. Therefore, you should wisely choose the plan considering your income, liabilities expenses, etc.

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5 Reasons to Switch to PrivacyWall as Your Search Engine Today

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5 Reasons to Switch to PrivacyWall as Your Search Engine Today

PrivacyWall

The majority of today’s major search engines are simply data collection tools for marketers. Collecting your personal information allows these businesses to benefit from targeted advertisements, which is a thriving market. Your data will end up in the hands of third parties unless you use a private search engine, and you will be the product.

That may appear harmless on the surface. However, if our choices are algorithmically selected, we lose our freedom of choice and are less open to dissenting views. Filtered search engines like Google build echo chambers and further polarize society. We create our own barriers with clicks, and we can eventually become too blind to see them.

Looking for the best private search engine that doesn’t monitor your data and value your privacy? Privacy Wall is here to protect your data and your privacy.

The use of a search engine may disclose highly personal information about you, such as health conditions, employment history, tax documents, political beliefs, and other private details. Of course, this information can be gathered, processed, and connected to your data profile (and real identity). The only way to really “opt-out” is to keep your personal information secure and out of the hands of data collectors.

PrivacyWall search engine is popular for its non-tracking search facility, and it also does not store user search information. It ensures consumers that their search data is safe in their possession.

Following are the 5 reasons you should switch your search engine to PrivacyWall.

  • Secure Browsing

Maintain the confidentiality of your browsing habits. We developed PrivacyWall to provide the best private search engine to any company, government, and person for free, enabling you to search the web without having your browsing history and search query data monitored and collected.

  • Online Privacy

Google and several other search engines compile and store archives of your search queries. If these documents are exposed to others, they may be humiliating or even cause great harm. Do you want your online reading habits, medical background, finances, sexual orientation, or political affiliation to be available to strangers?

Switch to PrivacyWall private search engine to secure your privacy. It preserves your data privacy by preventing trackers from collecting your data.

  • Tracking Protection

Without tracking, PrivacyWall private search engine will show you fewer advertising and less distracting ads. Your findings cannot be affected by previous searches or web surfing. One good advantage of less monitoring is that the advertisements that surface on those pages you’re browsing won’t be as invasive and linked to the stuff you’ve just looked or spoken about.

  • Blocks Web Trackers:

PrivacyWall search engine will prevent web trackers from breaching your privacy and exploiting your data for commercial benefit.

  • Your Privacy is our Priority

Since we believe that privacy is a basic human right that consumers should not have to sign away the moment they use their search engine, we built PrivacyWall to block unwanted data collection.

Visit their social media handles:

PrivacyWall Facebook

PrivacyWall Instagram

PrivacyWall Tiktok

PrivacyWall Twitter

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Florida’s Best Fishing Piers Near You

Umar Nisar

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Florida’s Best Fishing Piers Near You

If you’re looking for a classic wooden walkway where you can reel in fish at any hour of the day or night, you should probably visit Florida; enjoy the piers and the surrounding beaches to the fullest.

With so many different fishing piers in Florida, We tried to choose the best 262 spots that offer something special. We also wanted to give you suggestions on fishing piers near you, wherever you’re going. There are plenty more out there, though, and you’ll have a blast on every one of them.

Scroll through the Google Map and find Fishing Piers across the State

https://www.google.com/maps/d/embed?mid=11QVlKoFg2iRYhugR3KD2WFCHLCvoAwvI&hl=en_US

Florida’s best fishing spots aren’t land bound; they’re hovering over the Ocean.

It’s a fisherman’s dream on most Florida Piers, where lines are cast without the hassle of getting a license — Pier fishing is perfect for the casual fisherman who might only want to fish a couple of times a year, so you’re covered. Piers that require you to pay admission to fish will usually include your fishing license for the day but make sure to verify that when paying your admission.

Fishermen here have plenty of space to cast a line for Snook and Spanish mackerel with spectacular views. It’s not the view that brings people here, though. It’s the fish. One of the most visited destinations for vacation in the US. Come March through October, the Pies are a hot spot for catching fish like Mackerels, Snappers ,Grouper , Panfish , Red Drum, Snook, Speckled Trout and even Tarpon.

In these Florida fishing areas, there’s no need to catch a ride on a deep sea afternoon excursion, “although you could if you wanted to”. These International Fishing Piers at have been known to see fishermen haul in huge catches from its docks.

Pier Fishing in Florida can take you anywhere from the local freshwater lakes to deep sea fishing in the Atlantic Ocean or Gulf of Mexico. It’s an angler’s paradise with fishing opportunities at every turn. If you happen to be an angler, never fear. There are several Florida fishing piers just around the corner to accommodate your fishing dreams.

With so many fishing spots littered along Florida’s coastline, it can be tough to know where to start. That’s why we’ve put together a map of the best fishing piers in Florida. We’ll work our way around the state, showing you some of the best places to fish in Florida without a boat.

If you happen to find yourself near the Gulf it’s a great place to go. These piers reach to over 1,400 feet long and 22 feet wide, with a wider section at the end of the pier that’s perfect for several anglers to have a few lines in the water. Here’s a list of just a few, but there’s many more:

· Navarre Beach Fishing Pier

· Okaloosa County Fishing Pier

· Panama City Beach Pier

· Russell Fields City Pier

· Skyway Fishing Pier

· Navarre Beach Fishing Pier doesn’t claim to be the longest pier in Florida. It’s certainly long enough to catch some monsters though.

They’re not the longest piers in Florida, but they don’t need to be. These are the waters of the of the Atlantic Ocean, making it a dream hunting ground for Snook, Redfish, Trout, Tarpon, and much, much more. At most piers you can bring your own rods and reels or rent them from the tackle shop.

What do you think are the best fishing piers in Florida? Have you fished from any of the ones on our list?

Pier Fishing in Florida can take you anywhere from deep sea fishing in the Atlantic Ocean or Gulf of Mexico. It’s an angler’s paradise with fishing opportunities.

There are several Florida fishing piers just around the corner to accommodate your fishing dreams. And if you somehow get bored of fishing, you’re in Florid, There is always something exciting to do.

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