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Five ways to make the best use of your Digismart credit card-1
Five ways to make the best use of your Digismart credit card
Digital payments in India have seen a massive uptick in the last 3 to 4 years. In the last year, digital payments have increased by 55% in India, as compared to 48% and 23% in China and Indonesia respectively. A fair share of such payments is taken by mobile UPI payments, internet baking, and card transactions. The usage of credit cards for online shopping, payments, and transactions has only shown steady growth over the years. Statistics show that more than 50% of all credit card payments are done for online purchases, with sizeable shares taken by food delivery companies, clothing and accessories, electronics, movie tickets, and travel.
Standard Chartered has thoughtfully introduced the DigiSmart Credit Card which gives you cash back and offers on almost all kinds of online payments.
The DigiSmart Credit Card is a cashback credit card that augments your savings when you shop online. It is specifically tailored for digital transactions giving you cash backs on credit card usage at partner websites and applications. Any person who is salaried between the ages of 21 to 65, meeting other eligibility criteria can apply for this card. It is ideal for people who don’t use a Standard Chartered Credit card and would like to experience the banking experience that comes with it. Additionally, existing SC account holders can apply for this card if they do not use any credit card linked to their account.
This card is perfect for millennials who do most of their purchases online. With the current lockdown in position, we have no choice but to resort to online buying and deliveries. Here are a few tips on how to make the best use of your DigiSmart Credit Card:
One Card for all your Online Payments Digismart credit card
The DigiSmart Credit Card offers you the best experience in online shopping and payments.
Dress Smart with 20% straight discount on shopping at Myntra, with no minimum transaction limit, capped to Rs. 700 per transaction per month.
Shopping for groceries at Grofers gives you an instant discount of 10% with the promo code DIGI SMART, capped up to Rs. 1000 on a total of 5 transactions every month.
Ordering food through Zomato is now even better with a 10% off on every order, limited to a max discount of Rs. 150 per order, up to 5 such orders every month.
Buying movie tickets online at INOX comes with a 1:1 Buy One Get One offer, valid on weekends up to 2 such transactions in a month.
Put anything big on EMI of Digismart credit card
There is a hassle-free conversion of credit bills to EMI which you can avail by logging into your card account in mobile or website or via sending an SMS from your registered mobile number. The rates are attractive and the convenience of paying in monthly installments just adds to it.
Many e-commerce websites offer no-cost EMIs or attractive EMI interest rates when purchasing through a standard chartered credit card.
Save a lot on Travel
The DigiSmart Credit Card offers good discounts when you book tickets via Yatra or hire a cab with Ola. There is a 20% discount on domestic flight tickets up to Rs. 750 and a discount on 25% on domestic hotel bookings, capped up to Rs. 4000. There is a fair discount of 10% on international flight bookings, capped up to Rs. 10,000. A 15% cashback is offered on Ola rides up to Rs. 600 per month.
Waive off Monthly Charges
DigiSmart Credit Card has a minimal charge of Rs. 49 per month. However, if you shop or spend above Rs. 5000 per month on it, the monthly charges are waived off, which is roughly equivalent to saving almost Rs. 600 per year on spendings of Rs. 5000 per month. That’s a good bargain I would say! It trickles down to you getting more cashback and discounts for zero credit card fees.
The convenience of SC mobile app and its security
Needless to say, being one of the world’s most trusted banks, Standard Chartered has a very good mobile banking application that is both secure and user friendly. You can view your credit card statements, manage your unbilled amounts, convert charges to EMI, avail of customer care, and hotlist the credit card in case of any unauthorized use or theft.
Balance transfer from other credit cards to your DigiSmart Credit Card can be done easily up to Rs. 5,00,000 at attractive rates.
It would be safe to say that this DigiSmart Credit card is one of the best available cashback credit cards currently in the market. It has very low monthly charges which can be automatically waived off if you spend more than Rs. 5000 monthly. Unlike many discounts and offers, this is not a marketing gimmick because these offers are not for a short term or a limited period. What’s more, is that Standard Chartered is likely to have tie-ups with more brands in the future to give you even more offers. It is hard to resist the premium customer service and experience that comes with this inexpensive little card!
Addison is a student of the Aust Abbottabad University of Science and Technology. He started his graduation in 2016 and graduated in 2020. I’m a professional article and blog writer, has written dozens of content on different topics and worked with professionals all over the globe. Feel free to contact me for any assistance. [email protected]
Baby showers are joyous occasions that mark the impending arrival of a new family member, and you want to look and feel your best at this joyous celebration. Finding an experienced hair salon north lakes like BeckyB can make all the difference when selecting your look; choosing one can transform how confidently you appear for this important event. In this blog we’ll help guide you through finding a top North Lakes stylist for your baby shower celebrations.
Search For Referrals
Begin your search by gathering personal referrals of North Lakes hairdressers who have had positive experiences. Personal recommendations can be an invaluable way of quickly and reliably finding an experienced stylist.
Read Online Reviews
Reviews found online such as those provided on Google, Yelp and Facebook can provide valuable insight into local hairdressers. Pay particular attention to reviews that mention special occasion styling as these indicate their expertise in creating looks suitable for events like baby showers.
Explore Hair Salon Websites and Social Media
Explore the websites and social media profiles of North Lakes hair salons to gain an idea of their portfolios, services offered and atmosphere of each establishment. Keep an eye out for photos that fit with your vision for a baby shower theme.
Check Qualifications and Experience
It is crucial to select a professional hairstylist with experience styling for special events like baby showers. Look for stylists with appropriate certifications as well as portfolios displaying their work for clients attending such events.
Consultation and Compatibility
Speak to potential hairdressers or salons about scheduling a consultation meeting to discuss ideas and preferences for your baby shower look. Observe whether the stylist listens attentively and offers helpful suggestions based on listening carefully to what your vision is and working together towards its achievement.
Scheduling and Availability
Make sure your chosen hairdresser or salon can accommodate the date and time of your baby shower by scheduling an appointment and making necessary arrangements.
Request a Trial Run
If you have an idea for an attractive hairstyle for the baby shower, consider scheduling a trial run beforehand to assess how it will look on you and make any necessary modifications prior to its application. This way you will know whether it suits you well enough before your event begins.
Cost and Budget
Discuss the costs associated with styling services to make sure they fit within your budget. Keep in mind that some salons offer packages including hairstyling, makeup application and other beauty treatments.
Product Knowledge and Hair Care
A skilled hairdresser should possess expert knowledge about maintaining your look with appropriate products to keep it in its prime. Speak to them about which ones they recommend using throughout your baby shower celebration to keep your look in great condition.
Ask for Referrals
When in doubt about choosing a stylist, asking the hairdresser for referrals of past clients who had similar services provided is an effective way of gathering valuable insight. Speaking with these previous customers can give invaluable information.
Trust Your Instincts
In general, when selecting a North Lakes hairdresser for your baby shower event, trust your instincts. Select someone whom you feel confident with as this will contribute to a positive experience with stunning results.
Conclusion
Your baby shower is a special milestone, and finding the ideal hairdresser in North Lakes will ensure you look and feel your best as you celebrate. By following these steps and conducting adequate research, you can select an experienced stylist who understands your vision to create stunning styles to compliment any look while increasing confidence. With their help on hand, your joyous celebration will radiate beauty and happiness all day long.
Harper Harrison is a reporter for The Hear UP. Harper got an internship at the NPR and worked as a reporter and producer. harper has also worked as a reporter for the Medium. Harper covers health and science for The Hear UP.
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