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Five ways to make the best use of your Digismart credit card-1

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Digismart credit card

Five ways to make the best use of your Digismart credit card

Digital payments in India have seen a massive uptick in the last 3 to 4 years. In the last year, digital payments have increased by 55% in India, as compared to 48% and 23% in China and Indonesia respectively. A fair share of such payments is taken by mobile UPI payments, internet baking, and card transactions. The usage of credit cards for online shopping, payments, and transactions has only shown steady growth over the years. Statistics show that more than 50% of all credit card payments are done for online purchases, with sizeable shares taken by food delivery companies, clothing and accessories, electronics, movie tickets, and travel.

Standard Chartered has thoughtfully introduced the DigiSmart Credit Card which gives you cash back and offers on almost all kinds of online payments.

The DigiSmart Credit Card is a cashback credit card that augments your savings when you shop online. It is specifically tailored for digital transactions giving you cash backs on credit card usage at partner websites and applications. Any person who is salaried between the ages of 21 to 65, meeting other eligibility criteria can apply for this card. It is ideal for people who don’t use a Standard Chartered Credit card and would like to experience the banking experience that comes with it. Additionally, existing SC account holders can apply for this card if they do not use any credit card linked to their account.

This card is perfect for millennials who do most of their purchases online. With the current lockdown in position, we have no choice but to resort to online buying and deliveries. Here are a few tips on how to make the best use of your DigiSmart Credit Card:

One Card for all your Online Payments Digismart credit card

The DigiSmart Credit Card offers you the best experience in online shopping and payments.

Dress Smart with 20% straight discount on shopping at Myntra, with no minimum transaction limit, capped to Rs. 700 per transaction per month.

Shopping for groceries at Grofers gives you an instant discount of 10% with the promo code DIGI SMART, capped up to Rs. 1000 on a total of 5 transactions every month.

Ordering food through Zomato is now even better with a 10% off on every order, limited to a max discount of Rs. 150 per order, up to 5 such orders every month.

Buying movie tickets online at INOX comes with a 1:1 Buy One Get One offer, valid on weekends up to 2 such transactions in a month.

Digismart credit card

Put anything big on EMI of Digismart credit card

There is a hassle-free conversion of credit bills to EMI which you can avail by logging into your card account in mobile or website or via sending an SMS from your registered mobile number. The rates are attractive and the convenience of paying in monthly installments just adds to it.

Many e-commerce websites offer no-cost EMIs or attractive EMI interest rates when purchasing through a standard chartered credit card.

 

Save a lot on Travel

The DigiSmart Credit Card offers good discounts when you book tickets via Yatra or hire a cab with Ola. There is a 20% discount on domestic flight tickets up to Rs. 750 and a discount on 25% on domestic hotel bookings, capped up to Rs. 4000. There is a fair discount of 10% on international flight bookings, capped up to Rs. 10,000. A 15% cashback is offered on Ola rides up to Rs. 600 per month.

 

Waive off Monthly Charges

DigiSmart Credit Card has a minimal charge of Rs. 49 per month. However, if you shop or spend above Rs. 5000 per month on it, the monthly charges are waived off, which is roughly equivalent to saving almost Rs. 600 per year on spendings of Rs. 5000 per month. That’s a good bargain I would say! It trickles down to you getting more cashback and discounts for zero credit card fees.

 

The convenience of SC mobile app and its security

Needless to say, being one of the world’s most trusted banks, Standard Chartered has a very good mobile banking application that is both secure and user friendly. You can view your credit card statements, manage your unbilled amounts, convert charges to EMI, avail of customer care, and hotlist the credit card in case of any unauthorized use or theft.

Balance transfer from other credit cards to your DigiSmart Credit Card can be done easily up to Rs. 5,00,000  at attractive rates.

It would be safe to say that this DigiSmart Credit card is one of the best available cashback credit cards currently in the market. It has very low monthly charges which can be automatically waived off if you spend more than Rs. 5000 monthly. Unlike many discounts and offers, this is not a marketing gimmick because these offers are not for a short term or a limited period. What’s more, is that Standard Chartered is likely to have tie-ups with more brands in the future to give you even more offers. It is hard to resist the premium customer service and experience that comes with this inexpensive little card!

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Black Insure a personal finance company founded by Michael Aremu & George Oni

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Black Insure a personal finance company founded by Michael Aremu & George Oni

Founded by Michael Aremu & George Oni in October 2020, Black Insure is a personal finance company that serves as a digital matchmaker to underserved communities. 

A core problem within the communities they serve was a Lack of knowledge regarding finance & finance related products, low trust between minority communities and financial instituitons due to historical financial discrimination among minority communities.

“After experiencing the disparity and limited inclusion of people of color within the financial system, we knew that something had to change and that is why we started Black Insure to build better bridges. By educating, leveraging technology, people and partnerships, we hope to create a better society where finance is open to everybody and it is our life’s mission to accomplish that.” As said by the founders.

Black Insure has built a free and easy to use platform that provides  7 financial pillars of services which include: Insurance, Loans, Credit cards, Debt Solutions, Business, Banking & Investing. They  tailor-make content & services in these various pillars that are specifically made and targeted to our target demographic. They  also put a twist on it to make it fun & relatable.

They have built some notable partners with big financial institutions in America from Insurance companies to Lenders, debt solution providers, brokerages and much more. 

Their 3 main pillars are Insurance, Loans & Debt Solutions :

  • Growing demand for various Insurance products within the community
  • Lack of awareness of loan products that majority of households qualify for
  • The black median household debt is $30,800. Only 40% of these families have good credit leaving 60% with fewer options of acquiring debt for growth such as homeownership, starting/growing a business

Black Insure is mission-driven and focused on bridging the financial wealth gap and financial disparity in America.

To learn more about Black Insure, check out their platform

https://www.blackinsure.com/

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BUSINESS

Magento Development – Best Way to Develop and Design Your Online Store

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Magento Development - Best Way to Develop and Design Your Online Store

Magento is one of the most significant websites available on the internet. This website is famous for offering the best and the most common customization options to users. Nowadays, Magento has become the most efficient and popular e-commerce market in the world. A person must know about Magento Webshop.

There are several benefits that you can have by using Magento. Magento has helped a lot of people in building, designing, and developing their online stores. Some of the most prominent features and benefits of using Magento for development are as follows.

1.      Powerful and efficient platform

The first and the most significant benefit of using Magento for developing and designing websites is that this is one of the biggest and strongest platforms. This is a powerful platform that can meet all your needs and requirements of starting an online business. So, if you are using Magento for store development, you do not need to worry about its performance and efficiency. 

2.      SEO friendly website

The second most prominent benefit of using Magento for business development is that Magento is SEO-friendly. This website was built by keeping SEO in mind. This website generates SEO-friendly options and URLs. 

3.      Fast loading website

One of the most important benefits of Magento 2 is that it is a website having great speed. The world is full of users, and Magento 2 is famous for having a matchless loading speed. According to Google statistics, the majority of the users do not use those websites that take more than 3 seconds to load. Magento is often used as it has a great loading speed.

4.      Flexible and better content management

One of the most important factors and benefits of Magento and Magento 2 shows that Magento is one of the most flexible websites. Magento allows the most customizable options to the customers. Magneto has an efficient, intuitive page editor. 

5.      Highly customized website

Another prominent point that can show that Magento Development can be beneficial for you is that it offers customized options for the people. People can have the right chances and categories to improve things. Everything is customizable on Magento Development. You need to develop a highly developed and customized store that is equally coded from the start. The platform should also offer several options for payment methods, shipment options, and different languages for better ease of customers. Magento has proved to be the most functional platform.

6.      Better reporting 

Last but not least significant thing that can show Magento development is a great way that helps in designing and developing the online store is that they offer advanced reporting. Countless high-end reporting features offer almost 20 reports in the web interface. The major insights of the business, such as custom products, services, and orders, are given a reporting feature. 

The final words

These are some of the most significant points that show the benefits of Magento Development. These points show that Magento Development is the best way to design and develop your online store. 

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BUSINESS

Unsurpassed Decentralized Exchange Software

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Unsurpassed Decentralized Exchange Software

In the world of cryptocurrency business there are many types of decentralized software are available. Out of which we have certain best type of decentralized exchange software scripts are mostly preferred by many cryptopreneur or developers or agents of this type or an expert in order to market their business to the world of cryptocurrency and attain the best or attracted the best potential customer to purchase the cryptopreneur’s coin for the great deal of income as a revenue point of view as well. Let’s see about some of the unsurpassed decentralized exchanges who creates the decentralized exchange software for the NFT cryptopreneur for their business in order to support them on how to create, secure, suggestion on how make the best revenue among many competitors available in the NFT marketplaces.

These are the list of decentralized exchanges creating the decentralized exchange software for the cryptopreneur for their business. 1inch network, VoltSwap Meter, Phantom, Zerion, Zapper.fi, pancakeswap, Bisq, coin98 finance, Loopering, parawsap, balancer labs, fulcrum, totle, bancor, tokenlon, mStable, demex, DMEX, stellarX, SWFT, Dogeswap, NFTX, bogged finance, augur, smartDEX. These are the exchanges will function as a great support on creating the decentralized exchanges software for many cryptopreneurs or business magnates for their NFT business as per their requirements. Moreover, the services of the decentralized exchanges of created decentralized exchange software continuously keep a close watch over daily business progression as it has a robust admin panel and user dashboard which would help the users in better regulation.

While creating the decentralized exchange software script by the decentralized exchanges, the experts in the development team must also have to focus on trading engine, atomic swaps, order book, user interface, payment instruments, internal messenger, Admin panel, liquidity, customer support channel and so on in addition to the general supports while deployment of the software to the valuable customers. Due to this invaluable features and services of this type of decentralized exchange software company it becomes more advance level compared to the different competitors available in the marketplaces based on the new requirements of the customers day by day in different regions from different level of expectations as well. Which means that as the business needs increases the option of exchanges of currency of coin based on which the development of decentralized exchange software process also will depend on it and so on.

Since, the authentication process differs from one site to the other sites as it is a one-time key for entry will be generated, which would be valid for a certain period, after some time it will be expired. Due to this reason, the most of the cryptopreneurs will prefer to have this type of decentralized exchange software as it is more secure way of transaction and will expire if any transaction gets delayed for certain period and it could protect invalid transaction and safeguard the business magnates in all the way. So, once the decentralized exchange software script is ready the businesspeople / experts should be very cautious on its authentication process and its exchange process.

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