TRAVEL

Pros and Cons of Alaska Airlines Credit Card 

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9 months ago

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Travel Credit Cards 

 Travel credit cards are a special kind of card that allows you to earn travel points or other rewards to help you travel. These cards give you mileage points that you can use at most airlines and can help you save money when you are traveling. This can help you see the world in pennies instead of paying hundreds of thousands of dollars.

 These cards are offered by airlines, banks, and other financial institutions. They have different offers with different points available. You can find exactly what you are looking for if you do a general search on the internet. 

 Before you choose any card, you want to make sure that you are reading reviews to see which one meets your needs. One such review is the AwardWallet Alaska Airlines Credit Card Review. You can read this one to see if it fits your needs. There are many other reviews that you can read as well.

 This article will help you learn more about the pros and cons of travel cards. It will help you decide if you want one and if it will help you. You can also do more research to find what you need.

Pros of Travel Cards 

  1. Travel Focused – If you are a frequent traveler, you can take advantage of your card to earn points or miles when using it for any travel expenses. This includes rideshares, airfare, hotels, trains, car rentals, and taxis. You can earn three to ten times your points per dollar when you use it this way.
  2. Perks – There are many perks that come along with these types of cards. You can get access to airport lounges, elite status, and other perks at https://www.goabroad.com/articles/best-travel-rewards-credit-cards. There are other reasons to get this card as well.
  3. Flexibility – There is more than one way to redeem your points or rewards. The best cards will allow you to transfer your points to hotel or airline partners. These partners usually have higher redemption values than the cards themselves, so you get even more value.
  4. Rewards Value – Travel rewards can be more enticing than cash rewards because you usually get more value from the rewards. With a cash rewards card, you will usually only get a few hundred dollars each year. A travel rewards one will give you several hundred, or even thousands, of dollars each year.
  5. Authorized Users – Many of these rewards can be used by authorized users. Authorized users get the same perks, such as airport lounges. They are usually not charged any extra for these perks.
  6. Welcome Bonuses – Some of these cards will give you welcome bonuses. If you spend a minimum amount in the first six months of having the card, you will get a bonus of enough points to take a flight or get hotel rooms. These amounts could be very high, but they could be worth it in the long run.
  7. Benefits Justify Annual Fees – Many of the benefits will justify the annual fees. You can get reduced fees on other things, such as bag fees, lounge visits, a companion pass, and much more. This helps to make the high annual fees worth it.

Cons of Travel Cards

  1. High Fees – As was mentioned above, these cards can have high annual fees. They can be as high as seven hundred dollars per year. See here for more information about fees. You must decide if the benefits outweigh these high fees.
  2. Maximize Value – It can be difficult to maximize the value of your travel rewards. You will have to make sure that you read through all the terms and conditions to make sure that you can maximize your rewards. This can sometimes take a long time to do and may feel like a full-time job.
  3. High Credit Scores – You will need to have high credit scores to qualify for one of these cards. You will need to have a score of at least 670 to qualify for one, and it will be easier for you to get one if you have a score of 850. It takes a lot of work to have scores that high.
  4. You Must Travel a Lot – It might not be worth it to have one if you don’t travel often. There is no sense in having one if you don’t, because that is what they are for. It wouldn’t justify the high annual fees that you must pay.
  5. Value of Rewards Will Fluctuate – The value of your rewards could fluctuate with the times. You might have rewards that are less valuable than when you started. Sometimes your value will go higher, but more often than not, it will go down.

Conclusion

            There are many reasons to have a travel reward credit card if you travel often. There are many perks that you can get that will save you money on flights, hotels, and other travel fees. They are often worth the high fees that you must pay because the rewards can be worth much more.

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