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Understanding Wrongful Death Lawsuits:  Comprehensive Guide



Understanding Wrongful Death Lawsuits:  Comprehensive Guide

The loss of a loved one is never easy. When that loss is sudden and unexpected, it can make the grieving process much more difficult. Losing a loved one due to someone else’s negligence or reckless behavior can leave a family searching for answers to many questions.

Oftentimes, wrongful death lawyers are best positioned to help a family that has been left grieving and confused. Wrongful death lawyers do more than just sue people. They lend an empathetic ear when it’s needed most and offer guidance when nobody else can.

Skilled wrongful death lawyers help guide grieving families through the complex legal system as they bear the pain they’ve just endured. They represent the rights of the family and the loved one that has been tragically and unnecessarily lost. There are many questions that surround the process of filing a wrongful death claim. Here’s a comprehensive guide that will tell you what you need to know about wrongful death lawsuits.

Who can file a wrongful death lawsuit?

The rules are different in each state. In Texas, the surviving spouse, children, and parents of the deceased may file a wrongful death claim. Adopted children and executors of the estate may also file a suit if they so elect. If an estate executor files suit, then it is named a survivorship claim instead of a wrongful death claim. The surviving family may also file suit as a group.

What is the statute of limitations?

Each state has their own statute of limitations governing when a wrongful death claim may be filed. Some states offer multiple years while others have a much shorter allowance. The statute of limitations in Texas is 2 years. Although, there are some limited exceptions. While nobody wants to deal with legal matters during the grieving process, it’s always best to file a wrongful death suit as soon as possible. This also helps preserve evidence that may prove your claim. Family members may file a wrongful death suit even if criminal charges are filed.

What’s covered in a wrongful death suit?

Settlement for a wrongful death claim can cover multiple damages that cover past and current expenses as well as potential future expenses. Most often medical care and funeral expenses for the deceased are covered in a wrongful death suit. The family may also sue for a loss of consortium, loss of earning capacity, and loss of inheritance from the victim. Punitive damages may also be awarded depending on the circumstances surrounding the act that caused the fatality.

Partner with the Best Wrongful Death Lawyers Today

If you’re dealing with the loss of a loved one because of someone else’s negligent or reckless actions, they need to be held accountable. Partner with skilled wrongful death lawyers who can help you recover the damages you rightfully deserve. No amount of money can make the grieving process any easier, but it can help you move on with your life. Don’t waste time waiting because the clock is ticking. You can help prevent this terrible tragedy from happening to another family if you take action now. Partner with the best wrongful death lawyers you can find.


Ways Financial Tech Is Changing The Loaning Industry



Ways Financial Tech Is Changing The Loaning Industry

Fintech, or financial technology, is rapidly transforming the loaning industry. Fintech companies are making loans more accessible, affordable, and efficient for both borrowers and lenders by leveraging innovative technologies such as artificial intelligence (AI), machine learning (ML), and big data. In this blog post, we will explore some of the key ways in which fintech is changing the loaning industry.

Streamlined application and approval process

One of the most significant ways in which fintech is changing the loaning industry is by streamlining the application and approval process. In the past, borrowers often had to endure lengthy and cumbersome application processes that could take weeks or even months to complete.

Fintech companies have revolutionized this process by making it possible for borrowers to apply for loans online in a matter of minutes. They also use AI and ML to automate the approval process, which means that borrowers can often receive a decision on their loan application within hours.

Improved credit scoring

Another key way in which fintech is changing the loaning industry is by improving credit scoring. Traditional credit scoring models rely on factors such as credit history and income to assess a borrower’s creditworthiness. However, these models often exclude people with limited or no credit history, as well as those who are self-employed or have irregular income.

Fintech companies are developing new credit scoring models that take into account a wider range of data points, such as cash flow, spending habits, and social media activity. This allows them to assess the creditworthiness of borrowers who may not be eligible for loans from reliable money lenders.

Personalized loan products

Fintech companies are also using technology to create more personalized loan products. In the past, borrowers were often limited to a few standard loan products, such as personal loans, mortgages, and auto loans. However, fintech companies are now offering a wide range of specialized loan products to meet the specific needs of different borrowers.

For example, some fintech companies offer loans to students, small businesses, and people with bad credit. Others offer loans for specific purposes, such as home renovations, medical expenses, and weddings.

Peer-to-peer lending

Peer-to-peer (P2P) lending is another innovative fintech model that is changing the loaning industry. P2P lending platforms allow individual investors to lend money to borrowers directly. This eliminates the need for traditional financial intermediaries, such as banks.

P2P lending can offer borrowers lower interest rates and more flexible terms than traditional lenders. It can also be a good option for borrowers with bad credit or limited credit history.

Speedy disbursement

Fintech companies are also known for their speedy disbursement of loans. Once a loan is approved, borrowers can often receive the funds within hours or even days. This is a significant advantage over traditional lenders, which can take weeks or even months to disburse loans.


For Borrowers 

The changes that fintech is bringing to the loaning industry offer many benefits to borrowers. For example, fintech makes it easier for borrowers to access loans, even if they have bad credit or limited credit history. Fintech also offers borrowers more personalized loan products and lower interest rates.

For Lenders

Fintech is also transforming the loaning industry for lenders. Fintech companies are helping lenders to automate their processes, reduce costs, and reach a wider range of borrowers. Fintech is also helping lenders make better lending decisions by using AI and ML to analyze data more effectively.


Fintech is rapidly changing the loaning industry, making loans more accessible, affordable, and efficient for both borrowers and lenders. As fintech continues to evolve, we can expect to see even more innovative and disruptive changes in the loaning industry in the years to come.

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