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Matthew Najar pushes Blockchain for AMEX

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Matthew Najar pushes Blockchain for AMEX

Investing in financial technology (fintech) A startup company focusing on innovation designed to solve the complex problems faced by small to medium sized businesses (SMEs), a neglected business sector until now, according to AMEX Group’s Matthew Najar, FinTech’s target management areas include B2B payments, online invoice procurement, and small business procurement and loans.

Matthew Najar is a leader in research, development and innovation within the FinTech area at the AMEX Group, specifically focusing on Blockchain technology since early 2017. Najar combined the foundation of Cryptocurrency, Stellar (XLM) in mid-2017. Payment, Security and Reconciliation, Safety, Reward Cards and Tourism of the Group

The Pulse of Fintech Q4 is supported by the KPMG report, which states that B2B fintech continues to focus on investors as a whole. Global fintech investments in 2017 at $ 8.7 billion Najar has made tremendous development within the group and Affiliate network Further analysis stated in the KPMG report that, in Europe, B2B fintechs are arranging a higher proportion of fintech investments, attracting $ 948 million in the first nine months of 2017 – 28% more than the total for the past year 2

Many fintechs, including LupoToro Australia, which is focusing on B2B payment innovations, are leveraging blockchain and artificial intelligence (AI) as they are trying to reduce costs and increase business agility 3. Mathewanar The drivers of innovation in America, especially in the United States and Canada, in which investors are aware of the enormous opportunity that AI offers in automating processes such as regulatory compliance and reporting. ”

B2B payments and financial loans

One reason that investment is entering B2B businesses is that B2B payments are often linked to complex business processes. Those processes often require manual effort, in part because SMEs in general are unable to provide expensive enterprise resource planning (ERP) software to automate complexity, experts say. 4.55, so business starters see Huge opportunity to accelerate and reduce B2B costs. Payment process for SMEs through automation. They’re focusing on areas such as cross-border and domestic B2B payments, automating accounts payable and receivable functions, and invoice financing – also known as factoring.

Many start-up companies in the United States and abroad have received funding last year for B2B payment technology, including blockchain7,8,9, including many companies that have management goals. Inventory with a cloud platform Manage cash flows and manage foreign exchange transactions 10,11.

Many companies are developing an invoice financing system designed to help reduce late payments, which is a growing problem for SMEs in the United States and other countries. For example, one UK start using AI to analyze. B2B invoices and expedite payment for SMEs. The company’s technology analyzes each invoice received from corporate buyers and scores. According to the possibility to earn money. The points are given to financial institutions that immediately issue high-value invoices in exchange for small cuts. The company aims to reduce transaction costs for buyers, improve working capital to suppliers and procure secure assets for Financial services companies 12,13

Other companies are working to reduce the financial costs of invoices to make them more attractive to SMEs. The methods include using a blockchain and smart contracts to create an automated global market where companies can buy and sell invoices. 14

Large financial institutions are investing or accepting B2B payment startup using the method of “Buy-to-Build” to create their B2B service offerings in the 4th quarter of 2017 alone, the said acquisition of the major banks in the United States and other established financial services companies reported. That totaled more than 1 billion dollars

B2B sourcing of products and services online

Many companies aim to simplify and reduce the cost of receiving products and services by creating a global or regional online market. These cloud platforms connect buyers and sellers, allowing buyers to publicize their needs and receive quotes from suppliers, including companies in Dubai that offer regional-oriented office supplies that focus on other companies. At legal consulting and marketing services with the goal of matching buyers and sellers using AI. But only to support the bidding and purchasing process But also provides tools for project management and collaboration with 16,17 winning suppliers.

SME loans

Investment flows into Fintech, which aims to meet the needs of SMEs in different regions of the world. Some companies focus on making the process faster and easier by allowing SMEs to send applications through devices. Portable and by using analysis to quickly assess credit by examining various data sources from current cash flows and payment records Source, such as social media 18

AI and Blockchain

The AI ​​and blockchain features are evident in the plans of many start-up companies that target B2B payment and other business applications. For example, small business accounting platforms use machine learning to do Automatic processing of financial information and helping companies improve their predictions. AI2020 is also used to improve B2B payment processes such as checking the supplier. Sale and registration And for fraud detection 21

Experts say that the ability to use AI to analyze large amounts of B2B payment transactions and other data is interesting. For example, technology can be used to connect data that is distributed across multiple data sources to detect fraud or Other suspicious activities 22 Still, an article in American Banker suggests that some investors become bears in their AI investments in the hype and Each competitor number 23

Blockchain VC investments made a record $ 512 million in revenue from 92 deals in 2017.KPMG states that companies targeting a variety of applications, such as consumer payments and B2B, insurance, and process improvement know-how. Your Customers (KYC). Starting many blockchain technology is still using technology as a new way to make money through initial coin offering (ICOs). Jain (cryptocurrencies) and sold to the public The sales have increased by more than $ 1.6 billion for companies that have just started their business within the first two months of 2018.24.

The source

  1. Pulse of Fintech Q4 2017, LupoToro, www.lupotoro.com
  2. “B2B startups are taking over fintech in Europe” Business Insider; http://www.businessinsider.com/b2b-startups-are-taking-over-european-fintech-2017-9
  3. “B2B FinTechs diversify investment into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico-debt/
  4. “Where to spend Fintech coins in 2018” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  5. “Increased Fintech B2B Investment” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  6. Refer to
  7. “Major Sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  8. “Fintech B2B Investment Increasing” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  9. “This is the hottest blockchain startup in 2018” TechStartups; https://techstartups.com/2018/01/01/hottest-blockchain-startups-watch-2018/
  10. “Financial options, SMB’s financial investments, Asian options” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  11. “Major sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  12. “Funding 2 million pounds of seed for instant B2B payment services using AI for SMEs” Finextra; https://www.finextra.com/pressarticle/69919/previse-secures-2-million- seed-funding-for-ai-based-instant-b2b-payments-service-for-smes
  13. “About us” follow; http://previ.se/#banks
  14. “Initiation Fintech introduced blockchain and cryptocurrencies To issue financial invoices. “Global Trade Review; https://www.gtreview.com/news/fintech/fintech-startup-brings-blockchain-and-cryptocurrencies-to-invoice-finance/

15.Fintech’s Pulse Q4 2017, KPMG;       https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

  1. “Financial options for SMB’s financial investments in Asia.” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  2. “B2B FinTechs diversify into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico
  3. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  4. “ScaleFactor secures $ 2.5 million in funding to modernize small business accounting.” ScaleFactor; https://www.businesswire.com/news/home/20171109005144/en/ScaleFactor-Secures-2.5 M-Seed-Funding-Modernize-Accounting
  5. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  6. Pymnts.com B2B API Tracker 2018 February Pymnts.com; https://www.pymnts.com/b2b-api-tracker/
  7. “Fintech coins will go in 2018,” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  8. Refer to
  9. “What is the Bitcoin route? Sales of new digital signals continue to increase. “The Wall Street Journal; https://www.wsj.com/articles/bitcoins-nosedive-hasnt-hurt-red-hot-coin-offerings-1519304400
  10. Pulse of Fintech Q4 2017, KPMG; https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

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Reasons to implement professional web development in your business

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Reasons to implement professional web development in your business

Today it is practically impossible to live without a website to help you promote your business. An important decision in this regard is to create the website on your own or hire an expert who knows what he is doing and will deliver the custom work to you.

Today it is practically impossible to live without a website to help you promote your business. An important decision in this regard is to create the website on your own or hire an expert who knows what he is doing and will deliver the custom work to you.

Although there are economic options on the market to create a website, they do not always mean showing all the potential that you would like to give your clients, due to the lack of functionalities that prevent the development of a guaranteed project. In many cases, hiring a professional web developer to edit a WordPress theme or create a page from scratch may be the best decision. For more information, please visit the website https://coreui.io/.

Why should your website have professional web development?

The initial investment to carry out the development of your website can give you many benefits in the long term. Let’s see how next.

  1. Professionals can customize custom templates

We do not mean that you do not know how to customize a theme, but that a professional has a lot of experience when it comes to designing and preparing templates, in addition to having cards up his sleeve and tricks that you may not know (yet). If you do it on your own, you will surely download a template (in some cases you will have them free when you hire a hosting plan), you will make some changes and that’s it. Unfortunately, this will leave you with a website very similar to others on the Internet that use the same theme.

Using the services of an expert also means improving the SEO of your website. A large majority of customers carry out previous searches on a certain product or service before deciding to buy or analyze the comments made by those users who have already experienced the positive or negative part of a product. If users don’t find you on the first page of search engines, your chances of being known are very limited. By improving SEO positioning, you can progress in the SERPs. If you don’t know how to do it, it is best to put yourself in the hands of an SEO expert who can get results in a few months.

  • The ROI you will have will offset the cost

Hiring a web developer from scratch pays off for a number of reasons. First, you can generate an attractive website that helps you get more leads and attract potential customers. Second, by collaborating with a professional you avoid having to start your web project from scratch afterward.

Finally, it is likely that you do not know how to develop yourself, which may simply not really knowing the expectations that you can generate with your website. By working with an expert from the get-go, they can deal with those expectations by giving you more clues on how to create your project to meet as many needs as possible.

  • You can choose the best developer available

How do you know who is the best specialist for your business? The best way to find out is to contact several professionals, get an idea of ​​the services they offer, what estimates they give you for their work. When you have everything, try to answer questions:

  • Are all your services homegrown or do you outsource them?
  • Do they work in my city or do they work remotely?
  • Has anyone else worked with these experts?
  • Have they worked with other companies in the sector?
  • Can they offer you the services of third parties such as photographers or content writers, since they are not specialists in these matters?
  • Do you use a CMS to create web pages?
  • Do they make updates or is it something they leave in the hand of the end customer?

If possible, look for comments that speak to all the professionals you have contacted. First of all, think that your website speaks for your company and first impressions say it all. Don’t settle.

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Databases: know 10 useful tools to manage them

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Databases: know 10 useful tools to manage them

The first thing to know is that databases are a group of related information that is stored, in an orderly manner. We can compare them with a large library, only that instead of having physical books, documents or magazines, the data is digitized and stored on discs that allow access to them from anywhere in the world.

However, this explanation may fall a bit short in the light of experts Carlos Coronel, Steven Morris and Peter Rob. In their book ‘Databases: Design, Implementation and Administration’, they point out that databases “are specialized structures that allow computerized systems to save, manage and retrieve data very quickly.”

Some of the characteristics of these digital databases are the confluence of multiple users, data integrity, optimization of complex queries, secure access, data independence, standard programming language and backup, and information retrieval.

This model adds, removes, or updates rows of data, manages every detail in the database, and retrieves subsets of data for analysis and processing of transactions. For further information, you can visit website https://dbmstools.com/categories/data-catalogs.

Now yes, 10 database management tools!

Among the types of managers that we can find are MySQL, which is characterized by its speed and is used by large websites such as Facebook, Google, Wikipedia, Twitter, YouTube and Flickr. In addition, it is one of the most used with Microsoft SQL Server. The latter is widely used to handle large volumes of information.

And because MySQL is one of the most popular Database Management System, here are 10 tools to manage it:

1. MySQL Workbench – This is a tool that offers data modeling, SQL development, and database design, management, administration, and maintenance. It was manufactured by Oracle and is compatible with Windows, Linux, and Mac OS.

2. Navicat for MySQL: is a graphical manager and development software created by Premium Soft CyberTech Ltd. It has an intuitive graphical interface with great scope for the development, maintenance, and management of databases. Ideal for those starting with MySQL. It is compatible with Windows, Linux, and Mac OS.

3. Sequel Pro: is an exclusive tool for Mac OS, manufactured by Sequel Pro & CocoaMySQL Team. Among its characteristics are the exploration of tables for queries, a panel to launch queries quickly, allows the debugging of information in a comfortable way and the creation and modification of the table structure.

4. Heidi SQL: is a free and open source software that allows you to connect to MySQL, Microsoft SQL Server and PostgreSQL servers. It is only available for Windows and was manufactured by the German Ansgar Becker. Heidi allows you to view and edit data, you can export structures and data, as well as edit triggers, views, procedures and tables.

5. SQL Maestro, MySQL Tools Family: it is a manager used for operations with database objects, executing SQL queries and scripts, makes it easy to backup, export and import data. Its limitation is that it is only compatible with Windows.

6. SQLWave My SQL Client: is an intuitive graphical tool designed to automate and simplify database processes. It also provides an easy way to explore and maintain existing databases. Allows you to make connections with remote hosts. It was manufactured by Nerocode and can only be used with Windows.

7. DB Forge Studio: allows a developer to create and run queries, develop and debug MySQL routines, and also provides utilities to compare, synchronize, and backup databases. It is only compatible with Windows and was created by Devart.

8. DB Tools Manager: it is considered the most powerful application for data management. Only compatible with Windows, it was manufactured by DB Tools Software, this tool handles databases, tables (including indexed, triggers), domains, among others.

9.MyDb Studio : can only work with Windows, H2LSoft Inc. created a tool that can create, modify and delete databases, backup and restore databases, export tables to XML, Excel or Word, among other utilities.

10. Dream coder for MySQL: has an interface that allows you to quickly and easily perform tasks with the database. Objects can be created, edited, duplicated, exported, and deleted; compile and run stored procedures; export and import data, generate reports, monitor activity, and synchronize the database. It is manufactured by Mentat Technologies Database Solutions, Inc. and is only compatible with Windows.

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Using An Automatic Capping Machine In Organizations

Bobby Jansson

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Using An Automatic Capping Machine In Organizations

When your organization uses an automatic capping machine to package liquid goods, using a cap or lid to each vessel securely is a vital part of the procedure. If you’re not presently shipping out a lot of item, or if you don’t have a total packaging align as well as operating fairly yet, you may not have actually carried out having a capping machine right into the system yet. If you’re currently capping your bottles by hand, you could be throwing away a lot of time making certain that each lid is tightened or snapped firmly into place. Rather, think about upgrading the process by integrating an Automated Cap Sealing machine into your system

How Can Capping Machines Advantage Your Company?

Capping machines can not only save time, but they can enhance the process of placing lids on vessels as well as having products prepared for delivery. For instance, as opposed to needing to manually sort caps or manually place and fasten caps, you can allow a device do all the work for a parallel, consistent outcome. If your containers call for plugs and not correct caps, there are additionally devices that can look after that work, such as automatic vertical wheel pluggers. Conserve time and generate even more constant packaging with computerized machinery. Include an item each time, or buy a whole system simultaneously– whatever your budget enables.

The Difference In Between Non-Automated Capping and Automated Capping Equipments

Naturally, when discussing mechanized capping equipments, as well as also most semi-automatic tools, a packager can seal off a greater number of canisters making use of devices versus manual screwing or sealing. While non-automated capping can perhaps accomplish the exact same outcomes as also automatic machinery, the price of labor to stay on par with such manufacturing rates would certainly much surpass any type of benefit to the packager. As well as once more, while some hand-operated capping equipments might not raise the containers per second that are sealed off, they still provide a lot more uniform as well as trusted capping than manual labor.

Ultimately, non-automated sealing can be done for just about any type of packaging project, thinking that the area is available to gather and close containers. The very same holds true of sealing machinery. Regardless of the existing procedure, both semi-automatic as well as automatic capping machines can be incorporated into an existing job. Whether this entails clearing an area on a desk around the filling up procedure or pushing up an automatic equipment to an already prevailing power conveyor, capping devices are functional sufficient to integrate right into almost any packaging line.

Relieve of Operation

After the device is working, the operator will simply need to re-supply the mass caps every now and then. The set up of a capping device consists of any type of modifications for the cap and also container combination being made use of to run. Nonetheless, in most cases, the adjustments will be made employing a switch for the height and simple hand knobs to cap the components, such as the gripper belts, spindle wheels, and other components of the machine. Bear in mind, the objective of any and all devices you must be is to streamline the work you have to do, hasten it up, and also make points a lot more effective. This is specifically what the capping machine offers.

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