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Matthew Najar pushes Blockchain for AMEX

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Matthew Najar pushes Blockchain for AMEX

Investing in financial technology (fintech) A startup company focusing on innovation designed to solve the complex problems faced by small to medium sized businesses (SMEs), a neglected business sector until now, according to AMEX Group’s Matthew Najar, FinTech’s target management areas include B2B payments, online invoice procurement, and small business procurement and loans.

Matthew Najar is a leader in research, development and innovation within the FinTech area at the AMEX Group, specifically focusing on Blockchain technology since early 2017. Najar combined the foundation of Cryptocurrency, Stellar (XLM) in mid-2017. Payment, Security and Reconciliation, Safety, Reward Cards and Tourism of the Group

The Pulse of Fintech Q4 is supported by the KPMG report, which states that B2B fintech continues to focus on investors as a whole. Global fintech investments in 2017 at $ 8.7 billion Najar has made tremendous development within the group and Affiliate network Further analysis stated in the KPMG report that, in Europe, B2B fintechs are arranging a higher proportion of fintech investments, attracting $ 948 million in the first nine months of 2017 – 28% more than the total for the past year 2

Many fintechs, including LupoToro Australia, which is focusing on B2B payment innovations, are leveraging blockchain and artificial intelligence (AI) as they are trying to reduce costs and increase business agility 3. Mathewanar The drivers of innovation in America, especially in the United States and Canada, in which investors are aware of the enormous opportunity that AI offers in automating processes such as regulatory compliance and reporting. ”

B2B payments and financial loans

One reason that investment is entering B2B businesses is that B2B payments are often linked to complex business processes. Those processes often require manual effort, in part because SMEs in general are unable to provide expensive enterprise resource planning (ERP) software to automate complexity, experts say. 4.55, so business starters see Huge opportunity to accelerate and reduce B2B costs. Payment process for SMEs through automation. They’re focusing on areas such as cross-border and domestic B2B payments, automating accounts payable and receivable functions, and invoice financing – also known as factoring.

Many start-up companies in the United States and abroad have received funding last year for B2B payment technology, including blockchain7,8,9, including many companies that have management goals. Inventory with a cloud platform Manage cash flows and manage foreign exchange transactions 10,11.

Many companies are developing an invoice financing system designed to help reduce late payments, which is a growing problem for SMEs in the United States and other countries. For example, one UK start using AI to analyze. B2B invoices and expedite payment for SMEs. The company’s technology analyzes each invoice received from corporate buyers and scores. According to the possibility to earn money. The points are given to financial institutions that immediately issue high-value invoices in exchange for small cuts. The company aims to reduce transaction costs for buyers, improve working capital to suppliers and procure secure assets for Financial services companies 12,13

Other companies are working to reduce the financial costs of invoices to make them more attractive to SMEs. The methods include using a blockchain and smart contracts to create an automated global market where companies can buy and sell invoices. 14

Large financial institutions are investing or accepting B2B payment startup using the method of “Buy-to-Build” to create their B2B service offerings in the 4th quarter of 2017 alone, the said acquisition of the major banks in the United States and other established financial services companies reported. That totaled more than 1 billion dollars

B2B sourcing of products and services online

Many companies aim to simplify and reduce the cost of receiving products and services by creating a global or regional online market. These cloud platforms connect buyers and sellers, allowing buyers to publicize their needs and receive quotes from suppliers, including companies in Dubai that offer regional-oriented office supplies that focus on other companies. At legal consulting and marketing services with the goal of matching buyers and sellers using AI. But only to support the bidding and purchasing process But also provides tools for project management and collaboration with 16,17 winning suppliers.

SME loans

Investment flows into Fintech, which aims to meet the needs of SMEs in different regions of the world. Some companies focus on making the process faster and easier by allowing SMEs to send applications through devices. Portable and by using analysis to quickly assess credit by examining various data sources from current cash flows and payment records Source, such as social media 18

AI and Blockchain

The AI ​​and blockchain features are evident in the plans of many start-up companies that target B2B payment and other business applications. For example, small business accounting platforms use machine learning to do Automatic processing of financial information and helping companies improve their predictions. AI2020 is also used to improve B2B payment processes such as checking the supplier. Sale and registration And for fraud detection 21

Experts say that the ability to use AI to analyze large amounts of B2B payment transactions and other data is interesting. For example, technology can be used to connect data that is distributed across multiple data sources to detect fraud or Other suspicious activities 22 Still, an article in American Banker suggests that some investors become bears in their AI investments in the hype and Each competitor number 23

Blockchain VC investments made a record $ 512 million in revenue from 92 deals in 2017.KPMG states that companies targeting a variety of applications, such as consumer payments and B2B, insurance, and process improvement know-how. Your Customers (KYC). Starting many blockchain technology is still using technology as a new way to make money through initial coin offering (ICOs). Jain (cryptocurrencies) and sold to the public The sales have increased by more than $ 1.6 billion for companies that have just started their business within the first two months of 2018.24.

The source

  1. Pulse of Fintech Q4 2017, LupoToro, www.lupotoro.com
  2. “B2B startups are taking over fintech in Europe” Business Insider; http://www.businessinsider.com/b2b-startups-are-taking-over-european-fintech-2017-9
  3. “B2B FinTechs diversify investment into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico-debt/
  4. “Where to spend Fintech coins in 2018” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  5. “Increased Fintech B2B Investment” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  6. Refer to
  7. “Major Sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  8. “Fintech B2B Investment Increasing” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  9. “This is the hottest blockchain startup in 2018” TechStartups; https://techstartups.com/2018/01/01/hottest-blockchain-startups-watch-2018/
  10. “Financial options, SMB’s financial investments, Asian options” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  11. “Major sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  12. “Funding 2 million pounds of seed for instant B2B payment services using AI for SMEs” Finextra; https://www.finextra.com/pressarticle/69919/previse-secures-2-million- seed-funding-for-ai-based-instant-b2b-payments-service-for-smes
  13. “About us” follow; http://previ.se/#banks
  14. “Initiation Fintech introduced blockchain and cryptocurrencies To issue financial invoices. “Global Trade Review; https://www.gtreview.com/news/fintech/fintech-startup-brings-blockchain-and-cryptocurrencies-to-invoice-finance/

15.Fintech’s Pulse Q4 2017, KPMG;       https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

  1. “Financial options for SMB’s financial investments in Asia.” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  2. “B2B FinTechs diversify into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico
  3. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  4. “ScaleFactor secures $ 2.5 million in funding to modernize small business accounting.” ScaleFactor; https://www.businesswire.com/news/home/20171109005144/en/ScaleFactor-Secures-2.5 M-Seed-Funding-Modernize-Accounting
  5. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  6. Pymnts.com B2B API Tracker 2018 February Pymnts.com; https://www.pymnts.com/b2b-api-tracker/
  7. “Fintech coins will go in 2018,” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  8. Refer to
  9. “What is the Bitcoin route? Sales of new digital signals continue to increase. “The Wall Street Journal; https://www.wsj.com/articles/bitcoins-nosedive-hasnt-hurt-red-hot-coin-offerings-1519304400
  10. Pulse of Fintech Q4 2017, KPMG; https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

TECH

The Best Learning Accelerator

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The Best Learning Accelerator

Easygenerator is a web-based software that can be easily installed on your website and provide you with the desired content at no cost.

Easygenerator can be used by large corporations, small-scale enterprises, start-ups, educational institutions such as schools, non-profit organizations, and the government.

Easygenerator provides a free 30-day trial. The software is easy to use and understand and the training courses offered cover all the basics of web development and management. This is a good choice for individuals who want to develop websites for personal or business use.

  • Comprehensive support-

Easygenerator has been designed with several different support options in mind. You can either choose to use it as a stand-alone tool or incorporate it into your existing online software application. The support offered is comprehensive. You have a choice of different modules including templates for site creation, e-commerce tools, blogs, photo and video galleries, email marketing, graphic design tools, payment modules, web design options, SEO (search engine optimization), social media and so much more.

  • User-friendly-

Easygenerator has several different components which make it very easy for the learners and developers at the same time. Easygenerator uses a familiar set of web design and development tools for its application and scalability. Easygenerator has a user-friendly web control panel where you can easily manage and control all the features. It is a perfect tool for those who wish to develop simple websites. It is capable of creating all types of websites ranging from simple ones to those that are complex and requiring advanced skills.

  • Scalable feature-

Easygenerator’s scalability makes it the best choice for any of the e-learning institutions. Scalability of Easygenerator means that the tool can be customized as per the needs and requirements of the users and its contents can be changed or updated according to the frequency of the classes or seminars. The Easygenerator software also provides students and trainers with the opportunity to develop a number of training pages without any difficulty. E-learning Easygenerator provides the necessary tools to ensure that the e-learning experience is an enjoyable one for everyone.

  • Flexible and extensive features-

Easygenerator is a flexible and extensive LMS platform. With the help of Easygenerator LMS, the users can easily create, deploy, coordinate and control e-learning content, applications, websites, blogs, and training pages on their own. With this software, it is possible to create a training curriculum, customize course materials and collaborate with instructors and trainers. Easygenerator LMS includes various features that allow easy content administration, assessment, and compliance training. The LMS allows easy creation and deployment of online training courses, which help save valuable time for both teachers and trainers.

  • Interactive learning-

E-Learning Easygenerator helps in providing an interactive and dynamic learning environment for the learners. Using LMS and Easygenerator, a large number of features including, email notifications, auto-response from instructors, multiple user profile configuration, notification on the login, user tracking and notification on the track progress, etc can be used for creating a successful e-learning experience for all the learners. Easygenerator can be used for e-learning for classroom training, distance education, and online education. E-Learning Easygenerator provides the opportunity to easily update learners about different new terms, processes, modules, tutorials, etc. for creating a successful e-learning training.

Conclusion-

LMS and Easygenerator LMS provide many benefits to the users. The main benefit of this is that they are scalable so that it becomes easier for the companies to manage their employees who are deployed in different locations across the world. LMS offers various modules that can be customized according to the needs of the organization. Different types of web-based applications such as e-commerce software, content management system, supply chain management, and many more can be easily integrated with the LMS so that e-learning becomes easy. Companies can also use remote desktop software for easy training of their employees.

E-Learning Easygenerator makes sure that the training course can be completed within a stipulated period by most of the learners. The software has various tools such as, worksheets, test cases, templates, videos, worksheets, etc that make the learning curve easier for the students.

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Memory Card Showing “Corrupted Data” Error? How to Fix?

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Memory Card Showing "Corrupted Data" Error? How to Fix?

If you’ve ever lost data from an SD card because of file corruption or user error, you know how frustrating that can be. Photos, documents, music, and videos are usually stored on these kinds of cards. You can replace certain data, such as documents you typed or music you downloaded and saved. However, replacing them will not be an easy or quick process. This feeling of losing these important files can be extremely frustrating. It is even more heartbreaking when it is irreplaceable data, like your wedding photos or vacation videos. It is possible in many cases to retrieve data from memory cards with the advances in memory card recovery.

In the coming years, the ability to memory card recovery will become easier as technology advances. A few years ago, only highly experienced programmers or computer technicians could retrieve lost data. With computer software, the majority of people can recover memory cards from their homes. Free software is available in some cases, but if you wish to recover data that is difficult to recover, you may have to buy a program.

Keeping photos on a digital storage device, such as a memory card, is an essential part of our modern life. We store the photos digitally so you can retrieve them whenever you need to refresh your memory or perhaps from a professional perspective. Nevertheless, memory loss and opportunities can be robbed from you if your stored information or storage medium is corrupted. With advanced card recovery techniques, you can get these files back.

Pictures, music, and videos that are stored on the storage media become inaccessible when it is damaged. This is not acceptable under any circumstances. A variety of error messages often occur when attempting to access a storage medium, indicating logical corruption or file loss. Here is one of these error messages:

There is “Corrupted Data”

Among other types of storage media, compact flash cards and SD cards show this error message.

Grounds of the Issue

A corrupted memory card is to blame for the behavior described in the error message. Several data structures are included on the card to manage data, make data access easy, and to process the data quickly. Damage to these data structures results in the loss of access to stored files.

What can be done when a Memory Card is Corrupted?

The data structures of damaged memory cards can be fixed by formatting them. However, it cannot prevent the possibility of data loss, even though it can solve most of these problems. In fact, formatting removes all files from a memory card and leads to complete data loss, necessitating further recovery of the files.

It is possible for a memory card to become corrupted for various reasons, including improper handling of the media, turning off the camera when the writing process is in progress, virus infection, or ejecting the card before the camera is turned off. When you are going to use Card Recovery Software, you need to ensure that it can recover files from any device.

By using advanced scanning techniques, the Memory Card Recovery applications will perform a thorough scan of the damaged card to recover any lost data. An easy recovery is provided by a graphical user interface, so no technical skills are required. Due to their read-only and non-destructive behavior, these programs do not alter any original data on the media.

The file system table in your computer creates an entry for that particular file when it is saved on memory, just as it does when you save it to the hard drive of your computer. A file entry contains information about the file name, storage location, file size, and pointer to the file. The camera’s operating system uses the file pointer to locate and access files in memory. Deleted files are only deleted as their pointers. Until they are overwritten, lost photos remain physically intact.

The use of third-party recovery applications are not required to retrieve deleted photos if you have a complete and updated backup.

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A SAFE PLACE FOR NETWORKING

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A SAFE PLACE FOR NETWORKING

GETTING TO KNOW ABOUT PENETRATION TESTING:

Penetration testing, known as security assessments or vulnerability scanners, is a cybersecurity procedure that involves examining the computer program’s services for weaknesses and responsiveness to challenges such as intruders and malware. 

Pen exams are brimming with contemporary hat attacks because they involve a beneficial entity seeking to break into the software. Technology equipment stays robust and well; organizations should conduct vulnerability scans regularly – at minimum once every year. IT corporations and government financial institutions most commonly perform penetration testing; many businesses may benefit significantly from such an assessment.

Gives a group of penetration researchers to the organization’s office information and instructs them to get into company systems. Ethical hacking asking a lower-level employee to do security checks and sophisticated implementation assaults are two methods the team may use to sneak into the network.

A penetration analyzer might be allowed access to an untested web service version and then threaten to steal in and conduct a cyberattack.

Getting Ready For An Attack

The aspect of vulnerability assessment that is important for an agency’s safety is that it teaches employees how to deal with a hostile break-in. Penetration tests are used to measure whether a company’s security procedures are truly effective. They act as a kind of training exercise for businesses.

Ethical hacking can find the solution in assisting businesses in not only preventing and detecting attackers but also inefficiently removing such intruders from existing systems. 

Pen testing may also help businesses determine which networks in the company or software are the weakest and which network security or conventions the company should invest in outputs. It may reveal several serious system flaws you hadn’t considered before.

Reduce the number of blunders

Data from network monitoring can also help developers make fewer mistakes. When programmers comprehend how often a hostile entity executed an assault on a program, web browser, or another piece of equipment it essentially created, they’ll be more committed to learning much about privacy and less tend to commit similar actions in the future.

It’s also worth noting that penetration testing is necessary if the company:

  • Has made improvements or other modifications to its IT architecture or services recently?
  • Has it been renovated?
  • Has firmware upgrades been installed
  • Terminal restrictions have been altered.

Is it necessary for oneself to do Vulnerability Scanning regularly?

Penetration testing conducts to guarantee continuous IT and information security monitoring by showing how hostile hackers could exploit newly identified risks or developing issues.

Additional necessary tests, in supplementary to the frequently planned analyses and evaluations required by rules, should be conducted whenever:

  • The addition of new communications infrastructure or services.
  • Facilities or apps receive significant updates or changes.
  • The process of establishing additional office locations has commenced.
  • Fixes for cybersecurity installed.
  • The guidelines of end-users are changed.

What Is the Role of a Penetration Tester?

Alternative job names for data scientists include “ethical hacker” and “assurance verifier.” It represents the pen tester’s primary responsibilities: searching, identifying, and attempting to exploit current flaws and computer networks. Publications, database servers, and other IT resources are examples of these computers and applications.

Many individuals mix up vulnerability analysis and network monitoring. In reality, there are significant distinctions between these two cybersecurity specialities. Even during the development and implementation phases of a security programme, security assessors seek faults and vulnerabilities.

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