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Matthew Najar pushes Blockchain for AMEX

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Matthew Najar pushes Blockchain for AMEX

Investing in financial technology (fintech) A startup company focusing on innovation designed to solve the complex problems faced by small to medium sized businesses (SMEs), a neglected business sector until now, according to AMEX Group’s Matthew Najar, FinTech’s target management areas include B2B payments, online invoice procurement, and small business procurement and loans.

Matthew Najar is a leader in research, development and innovation within the FinTech area at the AMEX Group, specifically focusing on Blockchain technology since early 2017. Najar combined the foundation of Cryptocurrency, Stellar (XLM) in mid-2017. Payment, Security and Reconciliation, Safety, Reward Cards and Tourism of the Group

The Pulse of Fintech Q4 is supported by the KPMG report, which states that B2B fintech continues to focus on investors as a whole. Global fintech investments in 2017 at $ 8.7 billion Najar has made tremendous development within the group and Affiliate network Further analysis stated in the KPMG report that, in Europe, B2B fintechs are arranging a higher proportion of fintech investments, attracting $ 948 million in the first nine months of 2017 – 28% more than the total for the past year 2

Many fintechs, including LupoToro Australia, which is focusing on B2B payment innovations, are leveraging blockchain and artificial intelligence (AI) as they are trying to reduce costs and increase business agility 3. Mathewanar The drivers of innovation in America, especially in the United States and Canada, in which investors are aware of the enormous opportunity that AI offers in automating processes such as regulatory compliance and reporting. ”

B2B payments and financial loans

One reason that investment is entering B2B businesses is that B2B payments are often linked to complex business processes. Those processes often require manual effort, in part because SMEs in general are unable to provide expensive enterprise resource planning (ERP) software to automate complexity, experts say. 4.55, so business starters see Huge opportunity to accelerate and reduce B2B costs. Payment process for SMEs through automation. They’re focusing on areas such as cross-border and domestic B2B payments, automating accounts payable and receivable functions, and invoice financing – also known as factoring.

Many start-up companies in the United States and abroad have received funding last year for B2B payment technology, including blockchain7,8,9, including many companies that have management goals. Inventory with a cloud platform Manage cash flows and manage foreign exchange transactions 10,11.

Many companies are developing an invoice financing system designed to help reduce late payments, which is a growing problem for SMEs in the United States and other countries. For example, one UK start using AI to analyze. B2B invoices and expedite payment for SMEs. The company’s technology analyzes each invoice received from corporate buyers and scores. According to the possibility to earn money. The points are given to financial institutions that immediately issue high-value invoices in exchange for small cuts. The company aims to reduce transaction costs for buyers, improve working capital to suppliers and procure secure assets for Financial services companies 12,13

Other companies are working to reduce the financial costs of invoices to make them more attractive to SMEs. The methods include using a blockchain and smart contracts to create an automated global market where companies can buy and sell invoices. 14

Large financial institutions are investing or accepting B2B payment startup using the method of “Buy-to-Build” to create their B2B service offerings in the 4th quarter of 2017 alone, the said acquisition of the major banks in the United States and other established financial services companies reported. That totaled more than 1 billion dollars

B2B sourcing of products and services online

Many companies aim to simplify and reduce the cost of receiving products and services by creating a global or regional online market. These cloud platforms connect buyers and sellers, allowing buyers to publicize their needs and receive quotes from suppliers, including companies in Dubai that offer regional-oriented office supplies that focus on other companies. At legal consulting and marketing services with the goal of matching buyers and sellers using AI. But only to support the bidding and purchasing process But also provides tools for project management and collaboration with 16,17 winning suppliers.

SME loans

Investment flows into Fintech, which aims to meet the needs of SMEs in different regions of the world. Some companies focus on making the process faster and easier by allowing SMEs to send applications through devices. Portable and by using analysis to quickly assess credit by examining various data sources from current cash flows and payment records Source, such as social media 18

AI and Blockchain

The AI ​​and blockchain features are evident in the plans of many start-up companies that target B2B payment and other business applications. For example, small business accounting platforms use machine learning to do Automatic processing of financial information and helping companies improve their predictions. AI2020 is also used to improve B2B payment processes such as checking the supplier. Sale and registration And for fraud detection 21

Experts say that the ability to use AI to analyze large amounts of B2B payment transactions and other data is interesting. For example, technology can be used to connect data that is distributed across multiple data sources to detect fraud or Other suspicious activities 22 Still, an article in American Banker suggests that some investors become bears in their AI investments in the hype and Each competitor number 23

Blockchain VC investments made a record $ 512 million in revenue from 92 deals in 2017.KPMG states that companies targeting a variety of applications, such as consumer payments and B2B, insurance, and process improvement know-how. Your Customers (KYC). Starting many blockchain technology is still using technology as a new way to make money through initial coin offering (ICOs). Jain (cryptocurrencies) and sold to the public The sales have increased by more than $ 1.6 billion for companies that have just started their business within the first two months of 2018.24.

The source

  1. Pulse of Fintech Q4 2017, LupoToro, www.lupotoro.com
  2. “B2B startups are taking over fintech in Europe” Business Insider; http://www.businessinsider.com/b2b-startups-are-taking-over-european-fintech-2017-9
  3. “B2B FinTechs diversify investment into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico-debt/
  4. “Where to spend Fintech coins in 2018” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  5. “Increased Fintech B2B Investment” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  6. Refer to
  7. “Major Sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  8. “Fintech B2B Investment Increasing” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  9. “This is the hottest blockchain startup in 2018” TechStartups; https://techstartups.com/2018/01/01/hottest-blockchain-startups-watch-2018/
  10. “Financial options, SMB’s financial investments, Asian options” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  11. “Major sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  12. “Funding 2 million pounds of seed for instant B2B payment services using AI for SMEs” Finextra; https://www.finextra.com/pressarticle/69919/previse-secures-2-million- seed-funding-for-ai-based-instant-b2b-payments-service-for-smes
  13. “About us” follow; http://previ.se/#banks
  14. “Initiation Fintech introduced blockchain and cryptocurrencies To issue financial invoices. “Global Trade Review; https://www.gtreview.com/news/fintech/fintech-startup-brings-blockchain-and-cryptocurrencies-to-invoice-finance/

15.Fintech’s Pulse Q4 2017, KPMG;       https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

  1. “Financial options for SMB’s financial investments in Asia.” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  2. “B2B FinTechs diversify into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico
  3. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  4. “ScaleFactor secures $ 2.5 million in funding to modernize small business accounting.” ScaleFactor; https://www.businesswire.com/news/home/20171109005144/en/ScaleFactor-Secures-2.5 M-Seed-Funding-Modernize-Accounting
  5. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  6. Pymnts.com B2B API Tracker 2018 February Pymnts.com; https://www.pymnts.com/b2b-api-tracker/
  7. “Fintech coins will go in 2018,” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  8. Refer to
  9. “What is the Bitcoin route? Sales of new digital signals continue to increase. “The Wall Street Journal; https://www.wsj.com/articles/bitcoins-nosedive-hasnt-hurt-red-hot-coin-offerings-1519304400
  10. Pulse of Fintech Q4 2017, KPMG; https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

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Top 5 Cyber Attacks You Should be Aware Of!

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Top 5 Cyber Attacks You Should be Aware Of!

Cyber Attacks

The advancement that we have noticed in the past couple of decades with respect to technology has been highly commendable, and we have used this progress to our best use as well. But as every coin has two sides, this advancement has two sides. One the human work got more straightforward, communication with machines got easier, communication channels got advanced, and whatnot, but the flip side was the threat of Cyber Attacks. 

In this post, we will be unraveling the Top 4 most common yet dangerous cyber attacks.South Carolina law firm has got you assisted if you have ever been a victim of cyber attacks or if you ever become one. 

List of Top 4 Cyber Attacks:

  1. Phishing Attacks

Phishing attacks are the type [e of attacks in which the victim receives a fraudulent message from the hacker impersonating a reputable source or an organization. In this attack, the attacker aims to steal confidential information like login credentials, your account/credit card number, etc. This can be a matter of concern if your data is leaked to any random individual, as they can easily access your details and even your financial assets.

  1. Ransomware Attacks

These cyber-attacks are directed toward hijacking your computer and disabling the user from using any computer service. The attacker will gain access to your computer, lock every possible service and data with a unique encryption key, and threaten you to pay a certain amount. If you refuse to pay the ransom, your data can be made publicly available or used against you, or even worse, if your data is related to the bank, you can lose all the account information.

  1. Password Attacks

These attacks are the most common ones happening every second. In this attack, the hacker will try thousands of combinations of all the characters and numbers until they find the correct one. This is why it is widely said to keep a strong password with alphanumeric characteristics on the internet.

  1. Doxware

These types of attacks are a kind of ransomware attack in which the attacker threatens the victim to leak their personal information (which is degraded) if they refuse to pay the ransom. In most recent cases, it has been flagged that the attacker modifies the text and photos from your existing computer memory and frames information against you that may put you in trouble. 

There are several cyber attacks that you may get information about. While using any internet-connected computer, you must always take creatine safety precautions that will protect you to a certain extent. 

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3 Tips to Keep Your Tech Devices Safe When Traveling

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3 Tips to Keep Your Tech Devices Safe When Traveling

In 2022, around 70% of Americans are planning to travel, many of whom will be taking their electronic devices.  

Protecting your technology is essential for extending its lifespan and helping you stay in contact with loved ones. But if you’re not prepared, you’re putting your favorite devices at risk. Maybe that’s what brought you here; you want to learn how to protect your technology and are looking for tips.  

Hit the nail on the head? Luckily; we’re here to help you. Here are three tips to keep your tech devices safe.  

1. Buy a Case 

Anyone seeking technology protection while traveling should find the perfect case.

Many of us are guilty of dropping and breaking devices, which means hunting down the nearest repair store. To prevent this, buy a laptop or cute Airpods Pro case that fits snugly over the device for the ultimate protection. 

You should also learn how to properly pack your electronics. Slip these into your carry-on or a small bag as many come with pockets, so it’s easier to organize your devices. A bonus is the electronics in your carry-on, is that it prevents loss and theft.  

Also, never leave your camera or smartphone unattended, whether it’s on a restaurant table or seat. If you don’t need any devices during the day, lock them in your hotel’s safe for peace of mind.     

2. Secure and Track Your Technology 

Another way of keeping your technology safe is by securing it before you go. Your devices must have password protection and make sure you can track them. For instance, download hacking software or even attach a physical locater.  

Further, many consumers make the mistake of not password protecting their devices. The problem with this is that your sensitive information isn’t protected if someone steals your smartphone.   

You should also invest in a VPN, which is a life-saver for travelers. This will protect your devices from a malware attack that could potentially wipe your devices or access valuable information. Once activated, you can browse online in public spaces with zero risk.  

3. Back Up Everything 

Aside from shatterproof protection, you must back up everything, so you don’t lose your data. As a general rule, regularly back up every tech device and you can still access your photos or important documents, regardless of whether they’re lost or damaged. It also means you can transfer this onto a new device with zero hassles.

Also, it’s important to ensure your electronics. Spend time browsing travel insurance options and find a policy that aligns with your current situation. Many people overlook this step because they don’t want to pay $50, but that’s nothing compared to when you’re protecting a $500 camera. 

Keep Your Tech Devices Safe During Traveling 

Now you know how to keep your tech devices safe. 

There are many ways to protect your electronic devices, such as buying a well-fitting case and securing your devices before leaving for your travels. You should also back up important data and invest in travel insurance for peace of mind. Good luck!  

Enjoyed this piece? Awesome! Then, check out the rest of our site. 

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5 Must-Know Website Content Writing Tips for Rookies

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5 Must-Know Website Content Writing Tips for Rookies

Planning on working in a website content writing career? Wondering how to start?

Well, it all starts with studying up on great content writing tips. There are certain things that content writers must know if they’ve never worked in the writing industry before.

So let’s explore the most important web content writing tips and must-knows for rookies.

1. Keyword Research

As a web content writer, it is essential to know how to effectively research keywords to maximize your content’s reach and traffic. Use keyword research tools like Google AdWords Keyword Planner and Moz Keyword Explorer to help you identify relevant keywords for your topic.

If the client provides you with the keywords, be sure to do your research! Make sure you know what the keywords are before you start web content writing. This will help you target your content and ensure that you are using the keywords effectively.

Use the keywords throughout the piece but don’t stuff them. Use them in the headline, in the body, and the conclusion. This will help search engines find your content and rank it higher.

2. Write for Your Audience

When creating content for your website, always keep your target audience in mind. Write content that is interesting and relevant to them. Keep your language simple and easy to understand.

Avoid using jargon or technical terms that they might not be familiar with. Above all, make sure your content is engaging. If it is, your audience will keep coming back for more.

3. Structure Your Content

Your content should be easy to read and digestible for your audience. Breaking up your text with headlines, lists, and images will help to make your content more interesting. Every piece of content you write should have a purpose and be actionable.

Make sure your content is crafted in a way that will encourage them to read on. Don’t forget the all-important call to action! Ensure your content includes a strong one that will inspire your readers to take the next step.

4. Write Headlines That Pack a Punch

Your website’s headline is one of the first things that visitors will see, so it’s important to make a good impression. Write headlines that are clear, concise, and attention-grabbing to help make your site more appealing to visitors

Most importantly, it must be relevant to the content of your article. A well-written headline can mean the difference between a casual reader and a dedicated follower.

5. Proof-read and Grammar Check

Proofreading and grammar checking will ensure that your content is error-free and professional looking. Read your work out loud. This will help you catch any errors that you may have missed when reading silently.

You need to invest in spellchecker and grammar tools. This process includes checking of punctuation used in your article, like the ones discussed on this page. There are a lot of free and paid options available like Grammarly and Hemingway, so choose the one that suits you best.

Learning More Website Content Writing Tips is a Process

After reading this article, you should have a better understanding of how to write content for a website. However, learning more website content writing tips is a process.

As you become more familiar with writing website content, you will find many different techniques you can use to improve your writing. Keep learning, and soon you will be an expert at writing website content.

Interested in more info on improving your skills? Review the rest of our blog!

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