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Matthew Najar pushes Blockchain for AMEX

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Matthew Najar pushes Blockchain for AMEX

Investing in financial technology (fintech) A startup company focusing on innovation designed to solve the complex problems faced by small to medium sized businesses (SMEs), a neglected business sector until now, according to AMEX Group’s Matthew Najar, FinTech’s target management areas include B2B payments, online invoice procurement, and small business procurement and loans.

Matthew Najar is a leader in research, development and innovation within the FinTech area at the AMEX Group, specifically focusing on Blockchain technology since early 2017. Najar combined the foundation of Cryptocurrency, Stellar (XLM) in mid-2017. Payment, Security and Reconciliation, Safety, Reward Cards and Tourism of the Group

The Pulse of Fintech Q4 is supported by the KPMG report, which states that B2B fintech continues to focus on investors as a whole. Global fintech investments in 2017 at $ 8.7 billion Najar has made tremendous development within the group and Affiliate network Further analysis stated in the KPMG report that, in Europe, B2B fintechs are arranging a higher proportion of fintech investments, attracting $ 948 million in the first nine months of 2017 – 28% more than the total for the past year 2

Many fintechs, including LupoToro Australia, which is focusing on B2B payment innovations, are leveraging blockchain and artificial intelligence (AI) as they are trying to reduce costs and increase business agility 3. Mathewanar The drivers of innovation in America, especially in the United States and Canada, in which investors are aware of the enormous opportunity that AI offers in automating processes such as regulatory compliance and reporting. ”

B2B payments and financial loans

One reason that investment is entering B2B businesses is that B2B payments are often linked to complex business processes. Those processes often require manual effort, in part because SMEs in general are unable to provide expensive enterprise resource planning (ERP) software to automate complexity, experts say. 4.55, so business starters see Huge opportunity to accelerate and reduce B2B costs. Payment process for SMEs through automation. They’re focusing on areas such as cross-border and domestic B2B payments, automating accounts payable and receivable functions, and invoice financing – also known as factoring.

Many start-up companies in the United States and abroad have received funding last year for B2B payment technology, including blockchain7,8,9, including many companies that have management goals. Inventory with a cloud platform Manage cash flows and manage foreign exchange transactions 10,11.

Many companies are developing an invoice financing system designed to help reduce late payments, which is a growing problem for SMEs in the United States and other countries. For example, one UK start using AI to analyze. B2B invoices and expedite payment for SMEs. The company’s technology analyzes each invoice received from corporate buyers and scores. According to the possibility to earn money. The points are given to financial institutions that immediately issue high-value invoices in exchange for small cuts. The company aims to reduce transaction costs for buyers, improve working capital to suppliers and procure secure assets for Financial services companies 12,13

Other companies are working to reduce the financial costs of invoices to make them more attractive to SMEs. The methods include using a blockchain and smart contracts to create an automated global market where companies can buy and sell invoices. 14

Large financial institutions are investing or accepting B2B payment startup using the method of “Buy-to-Build” to create their B2B service offerings in the 4th quarter of 2017 alone, the said acquisition of the major banks in the United States and other established financial services companies reported. That totaled more than 1 billion dollars

B2B sourcing of products and services online

Many companies aim to simplify and reduce the cost of receiving products and services by creating a global or regional online market. These cloud platforms connect buyers and sellers, allowing buyers to publicize their needs and receive quotes from suppliers, including companies in Dubai that offer regional-oriented office supplies that focus on other companies. At legal consulting and marketing services with the goal of matching buyers and sellers using AI. But only to support the bidding and purchasing process But also provides tools for project management and collaboration with 16,17 winning suppliers.

SME loans

Investment flows into Fintech, which aims to meet the needs of SMEs in different regions of the world. Some companies focus on making the process faster and easier by allowing SMEs to send applications through devices. Portable and by using analysis to quickly assess credit by examining various data sources from current cash flows and payment records Source, such as social media 18

AI and Blockchain

The AI ​​and blockchain features are evident in the plans of many start-up companies that target B2B payment and other business applications. For example, small business accounting platforms use machine learning to do Automatic processing of financial information and helping companies improve their predictions. AI2020 is also used to improve B2B payment processes such as checking the supplier. Sale and registration And for fraud detection 21

Experts say that the ability to use AI to analyze large amounts of B2B payment transactions and other data is interesting. For example, technology can be used to connect data that is distributed across multiple data sources to detect fraud or Other suspicious activities 22 Still, an article in American Banker suggests that some investors become bears in their AI investments in the hype and Each competitor number 23

Blockchain VC investments made a record $ 512 million in revenue from 92 deals in 2017.KPMG states that companies targeting a variety of applications, such as consumer payments and B2B, insurance, and process improvement know-how. Your Customers (KYC). Starting many blockchain technology is still using technology as a new way to make money through initial coin offering (ICOs). Jain (cryptocurrencies) and sold to the public The sales have increased by more than $ 1.6 billion for companies that have just started their business within the first two months of 2018.24.

The source

  1. Pulse of Fintech Q4 2017, LupoToro, www.lupotoro.com
  2. “B2B startups are taking over fintech in Europe” Business Insider; http://www.businessinsider.com/b2b-startups-are-taking-over-european-fintech-2017-9
  3. “B2B FinTechs diversify investment into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico-debt/
  4. “Where to spend Fintech coins in 2018” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  5. “Increased Fintech B2B Investment” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  6. Refer to
  7. “Major Sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  8. “Fintech B2B Investment Increasing” Forbes; https://www.forbes.com/sites/mergermarket/2017/05/31/b2b-fintech-investment-on-the-rise/
  9. “This is the hottest blockchain startup in 2018” TechStartups; https://techstartups.com/2018/01/01/hottest-blockchain-startups-watch-2018/
  10. “Financial options, SMB’s financial investments, Asian options” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  11. “Major sponsor named $ 324 million to B2B FinTech” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-payments-ai-logistics/
  12. “Funding 2 million pounds of seed for instant B2B payment services using AI for SMEs” Finextra; https://www.finextra.com/pressarticle/69919/previse-secures-2-million- seed-funding-for-ai-based-instant-b2b-payments-service-for-smes
  13. “About us” follow; http://previ.se/#banks
  14. “Initiation Fintech introduced blockchain and cryptocurrencies To issue financial invoices. “Global Trade Review; https://www.gtreview.com/news/fintech/fintech-startup-brings-blockchain-and-cryptocurrencies-to-invoice-finance/

15.Fintech’s Pulse Q4 2017, KPMG;       https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

  1. “Financial options for SMB’s financial investments in Asia.” Pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  2. “B2B FinTechs diversify into 2018” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/b2b-venture-capital-ico
  3. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  4. “ScaleFactor secures $ 2.5 million in funding to modernize small business accounting.” ScaleFactor; https://www.businesswire.com/news/home/20171109005144/en/ScaleFactor-Secures-2.5 M-Seed-Funding-Modernize-Accounting
  5. “SMB Financial Investment Financing Options in Asia” pymnts.com; https://www.pymnts.com/news/b2b-payments/2017/asia-alternative-lending-investment-smb/
  6. Pymnts.com B2B API Tracker 2018 February Pymnts.com; https://www.pymnts.com/b2b-api-tracker/
  7. “Fintech coins will go in 2018,” American Banker; https://www.americanbanker.com/news/bank-fintech-investment-will-focus-on-blockchain-and-ai
  8. Refer to
  9. “What is the Bitcoin route? Sales of new digital signals continue to increase. “The Wall Street Journal; https://www.wsj.com/articles/bitcoins-nosedive-hasnt-hurt-red-hot-coin-offerings-1519304400
  10. Pulse of Fintech Q4 2017, KPMG; https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2018/02/pulse_of_fintech_q4_2017.pdf

TECH

Text Chemistry Review: Can This App Help You Land Your Dream Man

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Text Chemistry Review: Can This App Help You Land Your Dream Man

Dating can be hard. Finding the right person is tough enough, but overcoming the fear of rejection or embarrassment that comes with dating is even worse. With all of these potential pitfalls, it’s no wonder why people are turning to technology for help.

Text Chemistry is a new dating app that claims it can help you find your perfect match by assessing your personality through text messages. Read on to learn more about this app and get our thoughts on its effectiveness.

How Does Text Chemistry Work

According to its creators, Text Chemistry is a platform for two people to be matched based on what they share through text messages. Using a series of questions, the app parses through your text messages and determines your personality type and compatibility with another person.

The app can find the perfect matches for you based on your likes, dislikes, needs, hobbies, and priorities, which are all factors that it determines by examining your texts and viewing your conversations skills.

Though it sounds straightforward, Text Chemistry is designed to encourage conversation. Its creators believe that the best way to get to know a person is through text-based communication. This is where the app’s “learn to text” tutorial steps in.

What Type of Personality is required?

While many dating sites and apps have a picture of a person, Text chemistry considers its subjects’ photos into a point system. The app asks users to answer a series of questions, many of which seem like common sense, but the results provide a unique and useful way to parse through potential suitors.

As the name implies, the app looks to spot the chemistry between two people in written texts. It assesses nine personality traits: extroversion, introversion, agreeableness, conscientiousness, and openness to experience, emotionality, agreeableness, neuroticism, and conscientiousness.

In short, the traits determine what type of a person someone is, but that’s not the only thing it takes into account.

What Makes Text Chemistry Unique

Text Chemistry says its mission is to help people get dates by matching people based on the traits they tend to value in others. The app claims that it can uncover this information by analyzing multiple texts over time.

The app works by providing users with a variety of questions based on their personality type. These are designed to help you determine your type and give you a better idea of how compatible you are with others based on your values.

To use the app, simply type in the topic you’re interested in talking about, write out your three best answers to the questions, and select your text chats. Next, you can select from a variety of topics related to your type (Science, Football Gaming, etc.) to send out to your matches.

Does Text Chemistry Work

Users of the app send in pictures and answers to several questions regarding what they like about their partners and what makes them unique. Text Chemistry then analyzes these answers and sends back a list of potential matches. Users can comment on a potential partner’s appearance and if they’re interested in further communication, that person will receive another message from Text Chemistry.

The app is divided into three categories that you can use to try it out. The first is text chemistry, which is based on four main questions. The more you answer the more the app learns to better match you with a compatible person. The other categories are relationship chemistry, deep topics, and fun chemistry. The idea is that these categories can help you learn more about yourself.

The quiz focuses on three aspects of personality. There’s Déjà vu (difficulties relating to new situations), Type A (a need for order and structure), and Perfectionist (focused on their own needs). Your responses are matched against the app’s data and can be compared to others’.

What are the Benefits of Using This App

If you’re concerned about meeting someone ‘on paper,’ this app can serve as a way to gauge compatibility in real-time.

You’ve spent so much time analyzing the characteristics and values of your ideal partner. But what if you just had a conversation with them first? What if you just saw their face instead of their written character descriptions? The days of relying on statistics or “reading people’s energy” can be over, and those days are yours.

Why Text Chemistry May Not Be the Best Option for You

This app seems promising, but there are a few drawbacks. First, it only scans 140 texts. For some users, that’s not a good enough amount of text to judge if a text is professional or not. This is especially true when it comes to online dating, where people want to see your resume, for example.

Second, there is no way to know what a person’s reply would be in the future. Is the reply that you were interested in coming from the person you matched with? Or did they get bored and move on to someone else? Also, there is no way to look at someone’s replies over time. If they write one per day and that same person keeps writing, it will be hard to tell what they are truly looking for.

If you want to find out if you and your potential date share the same hobbies and interests, that kind of assessment would take place in person. The fact is, your potential date is likely to have an opinion of you before you even speak a single word to them, and so assessing a person based on text messages isn’t reliable.

What’s more, it’s impossible to predict a stranger’s personality based on their online dating profile. Your image is a personal piece of art that you have to use carefully to convey your most attractive personality. Dating profiles are all about showing who you are and who you’re trying to attract, not about being completely honest.

Dating has become hard. It’s hard to find a connection, and it’s hard to know if you’re compatible with someone before you meet them in person. And it’s even harder to tell if they’re going to be a good match for you long-term.

But there are some apps on the market that make dating easier, and Text Chemistry is one of them. This app is designed to help women find their perfect man by analyzing their text messages and providing feedback on how they come off as well as who their best matches are.

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Artificial Intelligence and Robotics in Hair Restoration

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Artificial Intelligence and Robotics in Hair Restoration

Artificial Intelligence, Robotics, and Augmented Reality are becoming widely used than ever before in many industries, more so ever in the health sector.

What is AI?
Artificial intelligence is the simulation of human intelligence processes by machines, especially computer systems. Specific applications of AI include expert systems, speech recognition, and machine vision.
What is AR?
Augmented reality is an interactive experience of a real-world environment where the objects that reside in the real world are enhanced by computer-generated perceptual information.

What is Robotics?
Robotics is an interdisciplinary field that integrates computer science and engineering. Robotics involves design, construction, operation, and use of robots. The goal of robotics is to design machines that can help and assist humans

The use of AI, AR, and Robotics has improved the quality of healthcare and the efficiency of health care providers like never before.
One such example is the HARRTS Robotic Hair Transplant Machine used by surgeons across the globe for performing Hair Restoration Procedures.
The HARRTS Robotic Hair Transplant System Automates the Hair restoration procedure at all 3 stages:
Pre-procedure or Consultation Stage
Procedure Stage
Post-Procedure Follow-up Stage
It is therefore also one of the best Automated Hair Transplant Machines available in the market.
In the Pre-procedure Stage, the HARRTS Hair Studio Hair Transplant Result Simulation Tool assists the surgeon in simulating the hair transplant results for a specific number of grafts on the patient’s own photographs and helps the surgeon in precisely calculating the number of grafts required for optimum results.

In the Procedure Stage, the high magnification HARRTS AI Camera helps in analyzing the Donor Area of the patient with respect to the available number and type of grafts and their location on the scalp.
The 5 DOF Robotic Arm, automates the Camera motion without the need for human intervention and automatically scans the Donor Area for Analysis.
The Augmented Reality Glasses provide 100 inches see-through display, which improves the donor area visibility while extraction and provides a heads-up display to the surgeon, thereby avoiding the need for the surgeon to bend down over the patient’s head for extraction, and as such avoids any postural fatigue.
The special vacuum-assisted handpieces and safety punch couple 2 stages of extraction into a single step and thus reduces the time required for extraction by half, and thus reduces the overall procedure time to half.
In the Post-procedure stage, the HARRTS MRMS Software helps automate the follow-up procedure and this improves patient compliance and therefore also the overall outcome of the hair transplant procedure.

With all these Artificial Intelligence and Robotic Features, the HARRTS FUEsion is the best Hair Transplant Machine available in the market to perform a Robotic Hair Transplant Procedure.

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What Benefits are Offered by WordPress Theme

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What Benefits are Offered by WordPress Theme

In the world of competition of online business, everyone wants to launch his brand. Still, the hurdle created when your brand specifications start matching with the already existed brand in the market ultimately your brand loses its worth before getting visible. Nowadays, the directory listing theme is helping you the most in this regard; it dresses up your ideas and lightens up the path of your online business.

Keep reading down to read more about the benefits WordPress theme offers to you!

#1. Flexibility 

If you are a blogger, a businessman, or an honor of a multinational company, then you are on the right choice because WordPress themes provide you with all the services while developing your web. No matter what a company demands, it fulfills all the needs through its amazing themes. 

#2. Changeable 

WordPress is significant in running large and complex sites. With a free classifieds theme, you can make perfect logos and templates that beautifully explain your ideas behind them. But in case of any changes, you need not worry because you can easily change WordPress themes according to your needs and desires.

#3. Multi-Optional Themes 

You can get a free directory WordPress theme that can elaborate your plans, but it also provides a large collection of premium themes that support your changing ideas. In addition, these themes can be easily reviewed to change the format of the site. 

#4. Gives Uniqueness 

If you want to build your site, you must choose a perfect layout and unique design. WordPress themes provide you with this uniqueness in the market of uniformity. 

#5. Security 

The web developers of WordPress are skillful enough to give security to the content of your website. The directory listing covers all the loopholes regarding privacy. 

#6. Provides Search Engine Optimization 

The WordPress themes make your site visible to the maximum audience and the users by providing your site SEO. In addition, they develop themes for your website by using limited resources to make your site efficient. 

#7. Affordable Price 

The WordPress themes are cheaper as compared to the already developed pieces. However, you have to invest in additional services like plugin development or when you want to create some changes, etc. So don’t hesitate about the price!

#8. Take Less Time to Develop 

Mostly, the clients think that working on an already established template is easy. Still, the reality is different because the templates sometimes do not cover all the aspects and specifications a client demands. When the client misses that specification, he may not be able to stand in the market. 

#9. Emergency Help Availability 

When you design your themes for the website from an expert and professional team of WordPress theme developers, you will be able to contact them 24\7 in case of an emergency like site crashing, etc. 

#10. Smart Phone Friendly 

There is no need to connect your PC and mobile to create the website. The WordPress themes made it easy because the themes are Mobile friendly.

Verdict 

Utilizing the WordPress theme is a profitable idea. Free business directory themes can help you develop a trustworthy environment for the audience through WordPress themes. If you are looking for a perfect theme for your website development, go for HivePress to get a free directory WordPress theme, free classifieds WordPress theme, free business directory theme, free classifieds theme, or directory listing theme!

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