The complexities and lack of clarity about the methods of calculating premiums and including certain exceptions in car insurance policies have left people guessing and this has resulted in some myths that float in the air. No one knows for sure as to what can qualify for an insurance claim and what might be debarred from claiming. Myths are often considered to be true and this leads to misunderstandings.

This article attempts to break some myths and throw light on facts and actual conditions that are applicable for car insurance. This should help car owners to know their limits and avoid being on the wrong side of the law that can even result in rendering car insurance policies invalid. Let us see what the truth really is.

Specific colors of car can make insurance expensive

The color of cars does not matter to insurance companies in working out the cost of insurance.  The type of vehicle is the main concern of insurance companies as it relates to the safety record of the category and how attractive it is to thieves. The cost of repairs that the type of car might entail is also what is looked into. History of accidents, total distance driven in a year, driving preferences – during the day or night and the preferred driving routes are all considered to work out the premium but never the appearance of vehicles.

Accidents from others’ fault would exempt the payment of excess

In the event of any claim the insured person has to pay a certain sum of money that is known as excess. This condition is built into the agreement that a car owner enters with the insurance company and it has to be honored regardless whether the accident has happened for the fault of someone else or even if the car is stolen.

Prior driving conviction disqualifies the driver from getting auto insurance

Click4Warranty says car insurance companies have factored the risks of driving conviction into the insurance products that they offer and does not disqualify a person who has been convicted for some reasons of breaking the road rules from obtaining car insurance. However, the record of driving conviction would make the policy costlier except for speeding conviction that does not entail any extra cost of insurance. Even if you have been convicted for driving any other types of vehicles likes van or motorbike it is better to disclose it at the time of taking the insurance so that you are not taken by surprise at the time of settlement of claims.

No claim bonus is affected by windscreen claims

Claims pertaining to windscreens only do not impact the no claim bonus status of the policy in any way. Only the insurer has to pay his or her share of excess as per agreement.

The insurance company takes the liability of loan repayment when the car is written off

This is not true as the written off value is lower than the outstanding loan. To make the insurance company repay the loan you have to get cover of GAP insurance.

It is very important to have a good professional reputation. Your life becomes a little easier when others think highly of you. Your ideas are going to be ushered in more easily because people believe in you and your contributions. When you make a mistake, it is going to be a little smoother because you have the benefit of the doubt. With a positive professional reputation, you are able to make important connections, earn a promotion, and strengthen the network connections you have.

Below are some great tips that will go a long way in helping you manage your reputation -no matter where you are getting started. TRS Staffing discuss the engineering jobs that didn’t exist 30 years ago.

Putting in the effort to improve your professional reputation is going to be worth it because it will help you with your career.

TRYING TO ALWAYS DO THE RIGHT THING

It is not that hard to manage your professional relationships and how you are viewed by others. Your first step is going to be doing things that are going to earn you a positive reputation. You should always try to do the right thing at your workplace, especially when dealing with other people. If you are looking to prove that you are hardworking, considerate, etc. then you need to be actually hardworking, considerate, etc. You shouldn’t shirk a duty or put something past someone else. Your goal needs to be acting with integrity. If you want to improve your professional reputation, then act like it.

AVOID COMPLAINING

There are some certain behaviours you have to avoid if you want to improve your professional reputation. You can’t go far when you are doing the wrong things, no matter how much good you are doing. Negativity is the most toxic behaviour in any setting. If you were to look closely at negative people, then you will realize that most of them don’t have a great professional reputation. You should try your best to avoid negative behaviours no matter how frustrated or tired you are. Your focus should be on finding a solution to problems or looking at things from a different angle.

APOLOGIZE WHEN YOU MAKE A MISTAKE

Everyone makes a mistake at one point. If you happen to make a mistake (you are a human), then the best thing to do is apologize. You should take full responsibility for your actions because it gives you the chance of making lemonades from lemons. For a person to own up to their mistake and errors, it takes a certain confidence and maturity.

GOING ABOVE AND BEYOND

If you are interested in a great professional reputation, you need to be willing to go the extra mile and not just do a good job. Always look for the extra step because it can make a lot of difference. Sticking around a little late to help a fellow employee, or leaving a thank-you note after a meeting, will help in improving how others see you, which is going to improve your reputation. If you want to improve how others see you, then you need to more than expected.

DEMONSTRATING TRUSTWORTHINESS USING YOUR BODY LANGUAGE

The process of building trust is no simple or easy. You need to look at your words and actions because they are very powerful and can determine whether other people trust you or not. You also need to think about how you carry yourself physically. There are some behaviours like eye contact, an open stance, and a smile that can help you let others know you can be trusted. You need to be sending out the right signals.

Prateek Kuhad came to the Indie music scene in India with a storm. Knowledge even by Barack Obama as his favorite music in 2019. His soothing voice magnifies the intensity of his lyrics. Using both English and Hindi, his songs are now enjoyed in different parts of the world. Born in Jaipur, his association with the native elements are vivid and expressive in the music he creates. With an ever-present guitar, and is registering voice, he has produced some of the most touching music in recent times. In the articles, we are exploring his music more and presenting you the best as we experienced in YouTube Vanced.

While I was listening to him on Youtube and later on Spotify, I don’t have a premium account in either of the apps thus there comes the ads while I listen to his music. If you know, you know how his music takes the listener to a magical world and the feel of the music when we listen. I hated the ads that come from time to time.

Then I get to know about YouTube Vanced. The more I started using it, the more I enjoyed it because it comes with so many features and essentially all of them are extremely user friendly. First and foremost. “THERE ARE NO ADS AT ALL”. Secondly, “YOU CAN PLAY MUSIC IN THE BACKGROUND FROM YOUTUBE” like a music app. From that day I’m only using Vanced for all my video and audio purposes.

How to Download YouTube Vanced?

Tap at the link below and it will take you to Vanced- official website. Then you can download the file and install it. Since it’s from an external source, make sure you give the permissions properly.

Download Link: Click here, to download Youtube Vanced.

Best Songs of Prateek Kuhad.

Cold/Mess

“I wish I could leave you, my love

But my heart is a mess

My days they begin with your name

And nights end with your breath

With your breath”

The heartbreaking tone of love expressed in this song an experience itself. The feeling it conveys is so strong that even if you are not going through the context in the song, you will feel it by all its intensity. 

Tum Jab Paas

“Tum jab paas aati ho

(Whenever you come closer)

Palko se muskurati ho

(and smile with eyes)

Havaaye bhi gungunati hai

(The winds also begin to hum)

Tum jab paas aati ho

(Whenever you come closer)”

An all-time favorite of him, the one for all seasons. The music is soothing and it is a kind of art that we keep on playing. The stop motion video too, makes this song a beautiful and warmful experience.

Tune Kaha

Tere hawale hai yeh zindagi meri

(I hand over my entire life to you)

Tere ujale se sab raahe hain yaha

(You are the bright light which lights up all the paths)

Apne naseeb ka mai badshah nahi

(I am not the master of my destiny)

Tu meri shaam hain Tu hi meri subah

(You are my evenings and you are my mornings as well)

When you have a beautiful relationship in mind, “Tune Kaha” is the best of Prateek Kuhad to listen to. The song has a perfect blend of lyrics and music, all reminiscent of the harmony of love

Cold Shoulder

“How did you perceive me?

How did you complete me?

Cold shoulders apart

Sway into my arms

Slip into my heart.”

This soulful music will touch the most romantic parts of your mind like how a breeze touches your hair when you are at the beach. This is a kind of song that grabs all your heart into it at the moment you start listening to, also the lyrics too are beautiful.

Now enjoy His music and mindful videos on Youtube Vanced.