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Facts You Probably Didn’t Know About Workers Compensation



Facts You Probably Didn’t Know About Workers Compensation

Workspaces are designed to be as safe as possible, but this does not eliminate the possibility of injuries. Most of the time, work-related injuries are mild and don’t impede your ability to perform tasks. However, some injuries require treatment and workers’ compensation, especially if the damage requires you to take time off work. The workers’ compensation program is a state-mandated insurance program created to protect employees injured in their line of duty. It offers various benefits, including monetary compensation for lost wages and medical and rehabilitation costs. Unfortunately, most employees get the shorter end of the stick when fighting for their compensation claims. Knowing some facts about workers compensation Chapel Hill will help strengthen your workers; compensation claim. They include:

The laws vary from state to state

Workers’ compensation programs or workman’s comp have rules and regulations designed to suit the local requirements. There are often significant differences in the claim process, premium calculations, and benefits covered under the program. For this reason, you want an experienced lawyer who understands the ins and outs of the state’s workers’ compensation law. Even the best workers’ compensation attorney from a different state cannot help you file a claim anywhere but only in your state. The bottom line is you need a local lawyer to help you file a lawsuit in your state.

Companies in the United States need insurance coverage to pay for these benefits, but most state governments may use public funds to cover workers’ benefits. The employee is solely responsible for workers’ compensation insurance payments, meaning no payroll deductions are made from individual workers’ pay.

You don’t need to prove your employer was at fault

The workers’ compensation program assigns no fault to anyone, including your employer. Therefore, you don’t need to prove your employer’s fault to be compensated. The amount of compensation is also not dependent on the degree of your carelessness or your employer’s. But some instances may cause you to lose your worker’s comp. For example, you may lose your workers’ compensation if you were breaking the law, under the influence of drugs or alcohol at work, or were injured during horseplay. Nonetheless, consult your attorney before filing a claim.

Many lawyers work on a contingency basis

Your attorney will receive a percentage of the settlement awarded to you, but there will be no fee if you lose. However, some law firms still charge you for out-of-pocket expenses even if you lose your case. These expenses include but are not limited to expert witness fees, the cost of depositions, independent medical exams, court fees, acquiring medical records, and travel expenses. Before signing any representation agreement, discuss the fee structure with your attorney.

Fraud may result in severe penalties

Fraud includes falsifying injuries and written statements to obtain your workman’s comp. It may also be exaggerating the extent of your injuries or hiding pre-existing injuries to receive higher compensation. If you indulge in fraudulent activity, you risk being fined or jailed. However, most states have enacted stringent laws to curb widespread compensation fraud.

For further workers‘ compensation inquiries, consult your Carolina Urgent Care provider.