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What are the most important advantages of availing the mediclaim insurance policy?

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What are the most important advantages of availing the mediclaim insurance policy

Medical emergencies always come unannounced to the people and whenever the people do not move with proper planning or taking adequate health coverage then they might end up paying a very massive bill due to the hospitalisation related problems. Hence, because of the increasing cost of healthcare, it is very much important for the people to realise the importance of mediclaim policy because having a comprehensive mediclaim policy is considered to be the best possible way of having the proper shield against the increasing medical cost which could arise because of the hospitalisation.

 These are the best possible ways of ensuring that people will be having comprehensive insurance cover and financial protection in the cases of hospitalisation because of illness or any kind of accident. This particular policy comes with multiple benefits for the people and also has to be renewed by the people to continue the enjoying of benefits of the policy.

 Mediclaim insurance policy is a type of policy that can either be reimbursed for the expenses because of the hospitalisation or people can go with the option of availing the cashless treatment to cover their hospitalisation expenses. Additionally, the premium paid under this particular policy will be exempted under income tax which makes it a very good investment option for the people.

 Following are the most important features and benefits provided by this particular policy which makes it very much popular among the people

  • It will help in providing the people with a complete opportunity of cashless hospitalisation.
  • People can go with the option of opting for such policies for themselves as well as for their family members.
  • It will help in protecting the people from any kind of financial burden.
  • It will help in removing the expenses paid from the pocket
  • The insurance companies will be very much successful in terms of handling the expenses arising out of hospitalisation in such cases.
  • The ease of being associated with online health insurance companies is very much present in such policies.
  • It comes with multiple tax exemptions for the people
  • People can go with the option of availing of cost-effective healthcare services with the help of all these kinds of mediclaim policies.

 Following are the basic points that are covered under the mediclaim policy:

  1. The hospitalisation related costs: This will include all the medical expenses including the hospitalisation of the policyholder as well as beneficiaries of the policy. This will include the expenses related to the diagnostic procedures, blood test, oxygen, x-ray, OT charges and medicines.
  2. The pre-and post-hospitalisation related expenses: Medical expenses which arise before the 30 days of hospitalisation and up to the 60 days of the post-discharge period will also be perfectly covered under the mediclaim policy and further it is the responsibility of the insured people to check out this particular concept at the time of purchasing the policy.
  3. The daycare expenses: All the medical expenses which are arising because of the advanced level medical treatment which do not require the patient to be hospitalised for more than 24 hours are also covered under such policies.
  4. Hospital room expenses: Every cost associated with the regular ward or intensive care unit will also be completely reimbursed through this particular policy or will also be able to provide the people with the cashless facility in the whole process.
  5. Doctor’s fee or medical professional fees: The consultation fees for the medical professional or the doctor’s fee along with different other kinds of fees of nurse and several other professionals will be covered under such policies.

 The insurance companies always calculate the premium of the mediclaim policy based upon different kinds of factors like geographical location, pre-existing medical conditions, age, sum insured, the extent of coverage, number of members which have to be insured and several other related things. However, the final premium which has to be decided by the insurer will always depend on the financial and unique needs of the people and further, the companies also need to move as per the guidelines of the IRDAI so that everything has been perfectly undertaken and insured people can avail multiple advantages from the whole process. Before purchasing any kind of mediclaim policy it is the responsibility of the people to check several aspects associated with the whole process so that they can avail themselves of the unique features very easily. As medical expenses are constantly on the rise, people need to pay proper attention to such things so that people can enjoy financial freedom throughout their life as they will be safe and secure all the time.

 Being clear about the renewability of the policy is another very important aspect to be undertaken by the people and depending upon the companies like Care insurance is a good idea.

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How does acupuncture work? All you need to know

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How does acupuncture work? All you need to know

Acupuncture work

Chinese traditional medicine is considered very effective. It consists of many unique methods of treating diseases. Many countries around the world are studying these theories and are beginning to apply them in practice in their clinics. One of these methods is acupuncture. It helps cope with a large list of diseases as well as improve the overall condition of the organism. You can undergo the procedure at a Cross-Up Chiropractic clinic, which employs qualified specialists.

Briefly on the term “acupuncture”

Acupuncture (acupuncture) is an ancient Chinese treatment method. During the procedure, the patient is injected with special needles into the biologically active points. According to Chinese theory, it is believed that the Qi energy is flowing in a person, and only this energy can ensure good health. If it starts to stagnate, various diseases occur. There are over 500 such active points on the human body. They are all connected to each other.

Acupuncture helps:

  • reduce pain;
  • improve the condition of the skin, hair and nails;
  • restore normal hormone synthesis;
  • increase overall immunity;
  • to flush out all the toxins;
  • remove muscle cramps;
  • improve blood circulation.

Acupuncture can really help with a problem with any system of the body.

How does acupuncture work?

A course of acupuncture can only be performed by a specialist who has appropriate training and a license. A person must know when and in what place to insert needles depending on the disease.

The session usually takes place in the comfort of a warm, quiet place on a soft couch. The right amount of needles is injected into a certain part of the body (depending on the problem). The patient usually feels nothing and there is no pain. The session lasts for 15-30 minutes. Then the acupuncturist takes the needles out.

Three to 15 sessions may be needed to improve your health. Everyone feels differently after the treatment. Some feel relaxed and sleepy, others feel a burst of energy.

What can and can’t be done after the procedure?

Immediately after the session, it is recommended that you just lie down for 10-15 minutes and drink water. But these are not all the rules that must be observed. For the duration of the treatment and for two weeks after it, you can’t:

  1. Take any alcoholic beverages. Keep coffee and tea to a minimum. It is better to ask your doctor how much you can drink per day.
  2. Heavy physical activity. Many people feel so energized after the first sessions that they are ready to do something and exercise around the clock. This is not the way to do it. It is better to let the body rest.
  3. Strong drugs like antidepressants, painkillers, and antibiotics are forbidden. Before starting therapy, it is better to ask a specialist about the compatibility of medications and acupuncture.

And the most important point is that for effective results, you need to take a full course of acupuncture. Some patients see an improvement after the second or third time and decide that they have had enough. This is categorically not the way to do it. Only a completed course can benefit the body.

Chinese traditional medicine is considered very effective. It consists of many unique methods of treating diseases. Many countries around the world are studying these theories and are beginning to apply them in practice in their clinics. One of these methods is acupuncture. It helps cope with a large list of diseases as well as improve the overall condition of the organism. You can undergo the procedure at Cross-Up Chiropractic clinic, which employs qualified specialists.

Briefly on the term “acupuncture”

Acupuncture (acupuncture) is an ancient Chinese treatment method. During the procedure, the patient is injected with special needles into the biologically active points. According to Chinese theory, it is believed that the Qi energy is flowing in a person, and only this energy can ensure good health. If it starts to stagnate, various diseases occur. There are over 500 such active points in the human body. They are all connected to each other.

Acupuncture helps:

  • reduce pain;
  • improve the condition of the skin, hair, and nails;
  • restore normal hormone synthesis;
  • increase overall immunity;
  • to flush out all the toxins;
  • remove muscle cramps;
  • improve blood circulation.

Acupuncture can really help with a problem with any system of the body.

How does acupuncture work?

A course of acupuncture can only be performed by a specialist who has appropriate training and a license. A person must know when and in what place to insert needles depending on the disease.

The session usually takes place in the comfort of a warm, quiet place on a soft couch. The right amount of needles is injected into a certain part of the body (depending on the problem). The patient usually feels nothing and there is no pain. The session lasts for 15-30 minutes. Then the acupuncturist takes the needles out.

Three to 15 sessions may be needed to improve your health. Everyone feels differently after the treatment. Some feel relaxed and sleepy, others feel a burst of energy.

What can and can’t be done after the procedure?

Immediately after the session, it is recommended that you just lie down for 10-15 minutes and drink water. But these are not all the rules that must be observed. For the duration of the treatment and for two weeks after it, you can’t:

  1. Take any alcoholic beverages. Keep coffee and tea to a minimum. It is better to ask your doctor how much you can drink per day.
  2. Heavy physical activity. Many people feel so energized after the first sessions that they are ready to do something and exercise around the clock. This is not the way to do it. It is better to let the body rest.
  3. Strong drugs like antidepressants, painkillers, antibiotics are forbidden. Before starting therapy, it is better to ask a specialist about the compatibility of medications and acupuncture.

And the most important point is that for effective results, you need to take a full course of acupuncture. Some patients see an improvement after the second or third time and decide that they have had enough. This is categorically not the way to do it. Only a completed course can benefit the body.

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