Dirhami is proud to announce the launch of its ground-breaking service “Buy Now, Pay Smarter” that lets customers split purchases of AED 20 (≈USD 6) or more into 10 smaller, monthly instalments with zero additional cost, interest rate, or hidden fees.
Dirhami’s mission is to empower customers and enable them to enjoy their shopping experience through technology, trust and inclusion without worrying about budget constraints.
Customers who shop on dirhami.com deal with Dirhami directly. There are no third parties to sign up with or any paperwork involved. Payments and deliveries are processed by Dirhami, and there are no pre-approvals or minimum credit scores required. The simple and quick checkout process lets you pay using your debit/credit card, Apple Pay or Google Pay.
Every purchase is split into ten instalments. The first instalment is paid on order checkout, and the remaining nine instalments over the next nine months. Instalments are automatically deducted from the customers’ preferred payment method every month, giving them the peace of mind of not worrying about payment deadlines.
Dirhami also doesn’t charge late fees for missed payments. Eliminating late fees builds on Dirhami’s commitment to deliver the most customer-centric, regional instalment solution portfolio that helps meet the needs of today’s consumers.
“We take pride in being the first to offer such a disruptive service in the Middle East”, said Dr. Karim Mansour, CEO of Dirhami. “The current providers of instalment payment services offer a too short period of payment (three to six months) or require a very high order minimum (AED 1000 and above). Dirhami breaks down all these barriers by allowing its customers to enjoy a long payment period of ten months with minimal order amount of AED 20.”
Dirhami’s catalogue includes a wide range of products such as baby gear, beauty & makeup, perfumes, kitchen appliances, household equipment, TVs, computers, gaming consoles and much more. The catalogue is growing rapidly with Dirhami adding over 1000 new items every month.
Consumers are looking for ways to manage their finances and pay fewer fees. A recent study found 33 percent of consumers say that no late fees are an important feature in choosing a buy now, pay later payment option. Additionally, 57 percent of Gen Z and Millennials feel buy now, pay later is a smarter way to shop, while 37 percent say it gives them more control of their finances.
According to the 156-page 2022 Global Payments Report released March 2 by Worldpay, Buy now, pay later will account for about $438 billion, or 5.3%, of the global e-commerce transaction value by 2025, up from 2.9%, or $157 billion, in 2021.
Licensed by the premier financial centre in the Middle East, Dirhami’s presence in the DIFC allows it easily serve customers from all over the Middle East. Dirhami currently delivers to the UAE, KSA, Bahrain, Kuwait, Qatar and Oman with plans to expand into Lebanon, Egypt and Jordan before the end of 2022.
Hamza Fazal is a reporter for The Hear UP. After graduating from the University of Abbottabad, Hamza got an internship at the NPR and worked as a reporter and producer. Hamza has also worked as a reporter for the Medium. Hamza covers health and science for The Hear UP.
How to Prepare for a Long-Distance Move
More than 27,059,000 people move each year, whether traveling across the state or the country. Regardless of when you’re preparing for a long-distance move, there are several things you’ve got to be aware of ahead of time.
We’ve created a checklist that you can use full of packing tips and other things you need to know, like the importance of hiring movers to aid in the big move. The more prepared you are, the easier and more stress-free the move will be.
Get ready to settle into your new home after you check out these need-to-know packing tips below.
When moving to NY from California, you need to plan ahead. You need to do this to get everything in order, such as shutting off the utilities and turning it on at the new location before you’re scheduled to arrive.
The last thing you want to do is risk arriving at your new place and not having running water or working electricity when you get there. Another reason you want to plan ahead is that if you’ve decided to hire movers, you’ll need to coordinate the day they plan to pick up your items and deliver them to the new house.
Again you don’t want to arrive at your home and the movers not arrive with your items on the day you expect them to. Not only does this leave you without your necessities, but it could also mean you pay additional delivery fees that you’d not planned for.
If it helps, you could make a list of everything you need to do before you are set to move. We recommend making this list ahead of time so that you don’t feel rushed at the last minute to get everything completed.
Moving lots of items a long distance can be tricky, especially if you’re not used to driving a moving truck. Before you’re set to move, make a list of the best movers in your area.
You can do this by creating a list of mover names and estimates from your area. Ensure you have them clarify what you’re paying for because most rental companies provide a specific number of miles locally and out of state that could increase your overall rental price.
You’ll also want to inquire about the insurance needed to schedule movers to come and help transport your items. Ensure you get the estimates for each type of vehicle they offer.
When the move is complete, the larger the vehicle and the more movers you need, the higher the rental price. Once you’ve decided which moving company you’re going to work with, take the next steps to set your reservation.
If you’re making the appointment over the phone, ask the company to send you a confirmation email once the phone call has concluded. This will ensure you have tangible evidence of your appointment reservation just in case something comes up the day of the move where you need to contact the moving company.
When you move a long distance, it’s in your best interest to only pack the items you need and discard items you no longer use. The best way to do this is to take some time to declutter your home before you begin packing.
Make a pile of the items you need to get rid of, whether that means donating or discarding them accordingly. While it might prove to be a time-consuming process, in the long run, it will pay off when you don’t have to do these things while unpacking in your new home.
This is especially true if you’re downsizing and don’t have enough room to store all the items that you have currently in your home or apartment. Another reason to declutter your home is so that you can effectively determine how much packing material you need to pack, such as boxes and packing tape.
Check your local area for packing items because there are several places online where people want to get rid of their extra boxes for free. This can help you to save on packing expenses.
When you move into your new place, the last thing you want to happen is for essential items to be mailed to your previous email. This means you need to take the steps necessary to forward your mail to your new address, which can be done online via the united states postal service website.
When forwarding your mail, ensure you list the names of everyone moving and the address of the new home. Then you will need to specify a date when you want the mail to begin being sent to the new location.
Along with forwarding your mail, you need to remember to change the address on other government documentation, such as:
- Car registration
- Drivers license
- Voter registration
When you don’t place your new address on these documentation forms, completing other things you need to complete after you’ve moved can become challenging.
When you’re moving a long distance, the last thing you want to do is travel back to your previous residence to take care of things that should’ve been completed before the move.
When preparing for a long-distance move, you need to know several things, such as ensuring you forward your mail ahead of time. You should also remember to schedule movers and request estimates to help move your belongings from one place to another.
If you want to know more about this topic, continue to scroll through the posts in this section.
Khalil ur Rehman is a proud born and raised in Abbottabad. Khalil has worked as a journalist for nearly a decade having contributed to several large publications including the Yahoo News and The Verge. As a journalist for The Hear Up, Khalil covers climate and science news. [email protected]