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STEP BY STEP GUIDE FOR MILLENNIALS TO BUY FIRST RENTAL PROPERTY From Ligon Brothers

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Ligon Brothers

As a millennial, have you ever thought about investing in rental property but don’t have a clue from where to take a start? If the answer to this question is yes, then don’t worry the Ligon Brothers will guide you to buy your first rental property. The Ligon Brothers, Michael, and David Ligon are seasoned Real Estate Investors and own one of South Florida’s most profitable real estate investment firms.

The Ligon Brothers provide a step by step guide for millennials to buy their first rental property. This guide is about how to prepare and save up for the first rental investment.

The first step is to establish your spending and saving habits. If you want to become a rental investor, you should know how to manage your money. If you embody a frugal lifestyle, it will be easy for you to afford your first rental property. Take a start by tracking your budget, and watching your spending.

The next step is to discuss your investment ideas with your family/spouse. To discuss rental investing, start by having budgeting meetings with your partner. You should teach your children and family members about money and spending. You can also discuss your retirement goals with your partner.

Once you decide to invest, the next step is to understand your current financial situation. It is crucial to know about your net worth so that you can plan accordingly. If you do it right, you will be able to watch your spending, learn about your cash flow, and prepare for your financial journey.

The fourth step is to get rid of your debt first. You should consider how much debt will be added when you begin investing in rental properties. If you already have debts to pay, you can minimize future stress by paying off your small debts. To reduce debt, you can use either a debt snowball method or the debt avalanche method.

The next step is to tackle your student loans. As a millennial, you may have student loans to pay. Before investing in rental properties, you should establish a plan to get rid of your student loans. If you plan well, you can even pay off your loans from rental properties.

The sixth step is to understand the market. You should learn important topics about rental investing. To learn about rental investing start attending open houses. You can also find a realtor in the open houses. Once you learn about rental investing, you will look at a home-like an inspector.

Ligon Brothers

The last step is to research and learn to become a successful rental investor. Learning will increase your chances to buy perfect properties, make good financial decisions, and build your wealth. You can educate yourself through books, podcasts, and taking courses.

The above-mentioned guide by the Ligon Brothers is a pathway for millennials to start rental investment. A millennial must follow these steps to succeed in becoming a successful rental investor.

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THE RISKS AND REWARDS OF AGILE TRANSFORMATION

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THE RISKS AND REWARDS OF AGILE TRANSFORMATION

The term “agile transformation” alludes to a company’s or organization’s complete transfer into the agile mindset, but at a much deeper level than you may imagine. It is not limited to the product development team. Agile transformation is concerned with transforming the business as a whole.

What Is Agile Transformation? (Make it H2)

Agile transformation is primarily about organizing teams, creating backlogs, and generating functioning, tested software. At scale, it is about forming networks of loosely linked teams, coordinating dependencies, managing trade-offs, getting products to market quickly, and evaluating throughput rather than productivity.

Xebia, USA provides quality Agile Transformation services in the USA.

Organizations encounter a range of risks and rewards when they embark on the Agile Transformation journey. In this post, we’ll look at some of these risks and rewards. Let’s get started!

Risks Of Agile Transformation (Make it H3)

The path to a successful agile transition is not straightforward. Agile disrupt an organization’s culture and employees’ thinking, resulting in the firm’s overall business agility.

The following are some of the most significant risks associated with Agile Transformation:

1. Third-party involvement affects work practices

Many businesses are enslaved by fixed-price or fixed-outcome contracts, or they engage with vendors who can’t or won’t adapt to an Agile delivery model. Working with vendors who are unable or unwilling to accompany you on your Agile journey will endanger your progress.

2. Stakeholders uncomfortable with the loss of predictability and control

Agile initiatives can irritate stakeholders in both business and IT because of its unpredictability, whether it’s the avoidance of solid commitments to specified costs/timelines or potentially ambiguous results or developments. Making individuals offer assurances, on the other hand, will eliminate agility faster. Many stakeholders may respond by attempting to reinstate rules and governance that no longer serve.

3. Tooling and automation landscape insufficiently mature

Many features of Agile transformation cause problems that cannot be handled using traditional methods. A plethora of new technology and automated solutions are available to organizations straining to keep up with the increased speed and dynamics of faster updates.

4. Risks are not actively mitigated

Agile demands significantly more active risk management than waterfall does. A risk record and monthly meetings are set up in a standard waterfall project to analyze risks and take action to minimize the more pressing ones.

In Agile, risks become serious within days of being identified, and if you don’t manage them immediately, they’re live in production before you’ve properly considered them.

Rewards Of Agile Transformation (Make it H3)

A company commits to fostering a much more collaborative work environment by implementing an agile transformation, which places a higher focus on innovation, employee initiative, creative techniques, and a reduction in needless management.

Here are some more advantages of Agile Transformation:

1. Boosting efficiency, reducing obstacles

One of the primary advantages of Agile Transformation is increased efficiency. This emerges as a greater emphasis on team cooperation and engagement.

Departments are no longer bound to their own responsibilities with no involvement in the work of their colleagues: teams may exchange their expertise and talents to generate better goods and function more efficiently.

2. Stronger communication

Following on from the previous point, improved communication is critical to increasing teamwork. Agile emphasizes the significance of sharing ideas, testing, and providing feedback, all of which necessitate clear open communication.

To stay connected, teams should have the means to engage quickly, effortlessly, and efficiently.

3.  Ability to Change Priorities

Another virtue that agile respects is the ability to respond to change while sticking to a plan. The majority of software consumers do not know what they want until they see it. It just does not make sense to devise a strategy in which software will not be available for months. Too many elements can collide, causing the final software to become irrelevant or unwanted. Consumer needs and expectations have shifted, and businesses must adapt to meet those shifting needs. Agility encourages and trains individuals to adapt their priorities that shift frequently.

4. Faster product delivery

Agile Transformation has the same effect on all sectors of a business as agile principles may help teams accomplish software development projects faster.

Employees should be given more freedom to operate independently rather than being micromanaged at every turn. This shift in managerial oversight might be disconcerting at first, but it helps to produce a faster, more efficient process with fewer delays and hurdles to overcome.

A Leader's Guide To Successful Agile Transformation: How To Go Beyond Teams

Conclusion

Many businesses are still resistant to change, despite the growth of Agile Transformation and the benefits of business agility. Each change comes at a price, and senior management is wary that Agile is merely another management fad. Organizations must see for themselves how Agile Transformation adds value to the company and solves problems.

On their road to an agile transformation, organizations will encounter unprecedented hurdles. The goal is to learn from your errors and to embrace change with open arms. Transitioning to agile also necessitates the involvement of an experienced agile partner who can assist individuals and the company through coaching, training, and collaboration with executives to create change.

Xebia, USA is a great IT Consultancy company in the USA that can help your organization in Agile Transformation.

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The Importance Of Having Electrical Contractors For Your Home Needs

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The Importance Of Having Electrical Contractors For Your Home Needs

Are you the type of person that envision his surroundings without illumination? Or a home that lacks electricity to keep the machines and other power-operated items functioning? This may be a situation wherein you are not fond of. You will also experience stress and discomfort if not addressed properly.

These conditions are only a portion of the models that you will eventually face or have some insights if power did not play a significant portion in your lives. It became a turning point for various careers and industries all over the globe. Such factors can essentially influence your everyday practice and exercises with your loved ones.

Did you notice that the time that you are using and facing your devices and items that utilize power is also increasing year after year? Some individuals are required to use the computer almost 18-20 hours a day just to finish their tasks and work.

Hence, you may feel incapacitated if electricity is removed from your life. You can’t utilize some PC, telephone, and other home machines when there is no power plug. This is one of the main issues of homeowners when they just recently moved in the area or into a new home.

Moreover, you can click here to have more information about how electricity is now a major part of human existence. It is also helpful to have some background on this topic to know the things that you must do or some precautionary measures in case there will be any electrical issue in your household.

The Utilization Of Power or Energy

Power is a fundamental and ostensibly essential piece of present-day life and is imperative to different economies everywhere including neighboring countries around the world. Pretty much every industry is currently working inseparably to give cost-proficient electrical requirements in each family.

Most investors are now keen and looking for energy-friendly providers in order to mitigate the effects of global warming on the environment. The high electricity demand must be matched with the proper manner of producing it and supplying it in every household.

Every individual can attest that it is one of the things that they cannot live without nowadays. The world became more and more dependent on electricity. It should not be considered a bad thing because it will also help other people to earn money and reach for their dreams in life.

In line with this, it is regarded as a result of innovation that paved the way for creation, business, schooling, and it influences each part of human existence. A person’s mobile phones, personal computers, cooling machines, heaters, and other home appliances, require a certain amount of energy in order for them to operate fully.

At the point when power is eliminated, many individuals will surely struggle. The supplied merchandise and consumables will be influenced, the progression of the economy will stop, and the rundown goes on. These are just some of the crucial effects of removing electricity in a person’s life whether he or she is a student, employee, businessman, or in any profession.

Importance of Having Electrical Contractors

Notwithstanding the knowledge that you have in dealing with a broken outlet or some background in fixing a socket, you will still need a professional that can address and fix matters that are complicated and demands specific pieces of equipment for everyone’s safety and security.

Electrical contractors are professionals that have sufficient background, experience, and expertise in dealing with electrical issues both minor and major ones. They no longer have some problems in determining the cause of a power interruption because most of them are being exposed to that kind of job every single day.

Moreover, they are considered as your trusted guardian in keeping everyone’s comfort and prevent any power outage. Also, it can relevantly affect the daily routine of an individual whether he or she is an employee, student, or others. You can also visit sites like Electrical-pros.com to have more ideas on this matter.

Do not wait until someone in your household will experience an unfortunate event before you call an electrical contractor to check your electrical system. Always remember that you must regularly check your home system to prevent any major repairs that will also damage your saving in your bank account.

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Liam, Sachwell & Galahad (LSG);A Financial Services Provider

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Liam, Sachwell & Galahad (LSG);A Financial Services Provider

Founded by the trio of Liam Robert, Larry Sachwell and Goub Galahad, with the technical expertise of Barbara Hugh, Novick Frater, Schlosstein Keith, and Francis Anderson to provide institutional clients with asset management services from a risk management perspective.

Liam, Sachwell and Galahad better known as “LSG” is a Financial Services, Asset Management & Portfolio Management firm, with its headquarters in the British Virgin Islands and branches in Brazil and Singapore. Founded in 2005 by three friends, Liam, Sachwell & Galahad as a privately held equity firm, it metamorphosed into a member-only privately held investment group in 2010 and opened up to semi-private investors in 2013.

According to the CEO, Jordan Adler, the company aims at helping millennials invest their funds in a globally diversified portfolio of low-cost index funds. “Our cutting-edge technology helps them set up their investment portfolios in order to maximize returns and manage their money without the trouble of high fees from traditional investments management” he said. He went on to explain that millennial investors are now able to access investment services that up until now were only available to an exclusive group of made up of the super rich. He said their investment systems do the work that before now, investors found too time consuming and tedious to do on their own. LSG is backed by a team of world-class financial experts, and the technological talent while making use of the best financial solutions applications. With an investment Advisory Committee made up of recognized leaders of thought in the investment community.

They play an advisory role in LSG investment management process and serve as a sounding board for LSG’s management team. As a company LSG’s goal is to build the world’s most human friendly financial company. “We hope to help our clients achieve financial freedom, no matter who they are or how much they have” Liam said. According to Galahad, LSG is reimagining what it means to manage money and investments by making simple, smart and affordable financial products for everyone.

The story of what made the founders them decide they need a company like LSG

 After being in the financial industry for years as a hedge fund the founders had a question brewing in their minds. The question was “how come only a small number of people have access to the best financial tools, what about everyone else?. The founders then opened to provide financial solutions to everyone. the founders bonded over a common belief, the founders believe access to financial freedom is a human right. They set out to democratize wealth by giving the financial tools of the rich to everyone thus, the company’s focus is to make sure everyone has the ability to exercise that right. Financial freedom means you have the power to control your financial destiny, to do the work you love, to provide for your loved ones, and to invest in your community and our job is to help you make this happen.We do that by making simple, sophisticated, and affordable financial products. And make sure they’re available to everyone.

What is the main aim of the company?

 our company aims at helping millennial invest their funds in a globally diversified portfolio of low-cost index funds, and our cutting-edge technology helps them set up their investment portfolios in order to maximize returns and manage their money without the trouble of high fees from traditional investments management. Millennial investors are now able to access investment services that up until now were only available to the super rich. Our investment systems do the work that before now, investors found were too time consuming and tedious to do on their own. LSG is backed by a team of world-class financial experts and the best technology talent.Our Investment Advisory Committee are recognized thought leaders in the investment community. They play an advisory role in LSG investment management process and serve as a sounding board for LSG’s management team.As a company our goal is to build the world’s most human friendly financial company

What are other goals the company hope to achieve?

Our goal is to help everyone achieve financial freedom, no matter who they are or how much they have. We’re reimagining what it means to manage your money by making simple, smart and affordable financial products for everyone.Backed by some of the biggest financial firms and tech investors, we’ve received $375M+ in investments. We’re a “unicorn” now and growing faster than ever. Our team of over 600 employees works collaboratively to build the best possible experience for our clients, and then make it even better — we ship fast, then improve it. Everyone is a maker and an owner: that means no layer of bureaucracy or red tape, and rigorously prioritizing to avoid meeting-packed days. We even have a dedicated meeting-free day each week, so everyone has the time to think, create and innovate, without interruptions.

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