Asian Entrepreneur Magazine Talks ‘Startups’ with Allied Wallet’s Dr. Andy Khawaja
Dr. Andy Khawaja grew up in Lebanon as a child and came to the United States as a teenager. He has been in the luxury retail business for many years and ran a retail chain with stores in Rodeo Drive’s Beverly Hills and Las Vegas MGM. As the Internet began to grow, Dr. Andy realized that he would need a way to accept credit cards. Dr. Andy’s experience with overseas clients has given him a very good understanding of foreign business. He wanted to create a way to connect business owners and customers around the world. It happened through the Allied Wallet. We used to market by word of mouth 10 years ago, but now we’re working for 150 million merchants around the world.
Interviewer: In your own words, what is Allied Wallet?
Andy Khawaja: Allied Wallet is currently the fastest growing online payment processor in the world. We provide small businesses around the world with the ability to process credit card payments from their customers safely and quickly. The award-winning API allows all transactions to be scrubbed for fraud and processed in over 150 different currencies for a truly international experience.
Interviewer: How did you come up with the idea for Allied Wallet?
Andy Khawaja: I started this company 10 years ago. It was inspired by giving companies everywhere the opportunity to take them to the next level, the global level. I realized that I needed a safer way to handle international transactions. No one else was doing this, leaving plenty of room for fraud that could ruin your business.
Interviewer: What is the process of launching Allied Wallet?
Andy Khawaja: When a merchant comes to us, we fill out an application on our website. Your in-house underwriting team will review the document and send you an approval email with the code for your website’s secure checkout page. When the seller makes changes to the site, set it to live. All of this can be done in just 12 hours.
Interviewer: Did you have any particular problems at startup?
Andy Khawaja: Unlike other processing companies, we didn’t start with investor funding. Allied Wallet was built with my own money because I believe in this company. The efforts and dedication of our team have created one of the most successful processing companies in the world today.
Interviewer: How have you developed Allied Wallet since the startup?
Andy Khawaja: When we first started, we focused primarily on gateways and ensured the best security available to thwart fraud. Since then, we have created other products such as prepaid cards, virtual wallets and NextGen gateways. We are constantly evolving to create new and better products to assist our merchants.
Interviewer: What kind of feedback have you received about Allied Wallet so far?
Andy Khawaja: Allied Wallet is very well known in the US, Europe and Asia. It is consistently award-winning for its outstanding processing capabilities and efforts to ensure seller success. A growth rate of 200-500% each year shows that people trust Allied Wallet in their business.
Interviewer: Are you facing competition in this industry, especially with companies like Allied Wallet?
Andy Khawaja: We love competition. PayPal is probably our biggest direct competitor, but they have different infrastructures and we have a global approach with a variety of features and greater flexibility for merchants. .. As you know, the payments industry is very competitive, but with low rates, good in-house customer service, a variety of shopping cards to integrate, and invincible fraud prevention, Allied Wallet speaks for itself.
Interviewer: Tell us about the industry.
Andy Khawaja: The industry is very competitive and can be dangerous to new merchants. There’s a lot to understand about accepting credit cards online before you dive into it, and you must have a secure gateway to prevent fraud.
Interviewer: What is the future of the industry and how do you plan to stay relevant in this industry?
Andy Khawaja: The digital payments industry will grow bigger and bigger. More and more people are paying with cards and apps instead of cash. In short, more and more people need a way to make payments electronically. Allied Wallet is constantly improving and creating new products to keep the game at the top as one of the most reliable processors in the world.
Interviewer: What do you think about Asian entrepreneurship and Western entrepreneurship?
Andy Khawaja: Being an entrepreneur in Asia is very different from being an entrepreneur in Western countries like the United States and Europe. There are different laws and different regulations, but most of all work ethics are different. When you meet top businessmen in Tokyo, Hong Kong and Singapore, you realize how hard they are working and they won’t stop until they reach their goals. It’s very exciting.
Interviewer: What is the definition of success?
Andy Khawaja: Success is the ability to work hard, reach goals, and help others on the way to the top. Be surrounded by hard-working people who believe in you and show your gratitude. Success makes a difference.
Interviewer: Why did you decide to become an entrepreneur?
Andy Khawaja: I’ve always been an entrepreneur. When I was a child growing up in Lebanon, I used to collect cartridge cases on the street and submit them for money. After moving to the United States, I worked hard to improve and grow my company until I was able to start my own company.
Interviewer: In your opinion, what is the secret to success as an entrepreneur?
Andy Khawaja: The key to success is hard work and belief in yourself. If you don’t have both of them, you can’t get it done as an entrepreneur.
Interviewer: From your personal experience, are there any words of goodbye wisdom for entrepreneurs?
Andy Khawaja: I would like to tell all the entrepreneurs there that vision and effort are the keys to success. If you work hard, spend effort and time, and choose a reliable and secure processing company that you can trust to help you grow, nothing prevents you from achieving your goals There is none. Every day you don’t use to work towards your goal day is a waste of time and you work every day for the future.
Hamza Fazal is a reporter for The Hear UP. After graduating from the University of Abbottabad, Hamza got an internship at the NPR and worked as a reporter and producer. Hamza has also worked as a reporter for the Medium. Hamza covers health and science for The Hear UP.
When Can You Sue For Getting Cancer?
Being diagnosed with cancer can be devastating and affect anyone at any age. Several factors, such as genetics and lifestyle, can cause it. However, cancer can also be caused by the negligence of others. In such an instance, you can sue the people responsible for causing your cancer and claim compensation for the diagnosis and any associated damages.
Determining when and who to sue for getting cancer can be a complex process. So, it’s a wise idea to hire a lawyer to get you through the process and get the compensation you deserve. The attorney can advise you on when, how, and whom to sue for getting cancer.
With that said, here’s when you can sue for getting cancer:
- Product Liability
You can sue for getting cancer from a defective product. For example, in one hair product cancer lawsuit, a claim was made that a hair straightening product was causing uterine cancer in women. The defects in the hair product increase the risk of developing uterine cancer for whoever uses it. If you think you’re in a similar situation, you can sue the manufacturers if a certain product increases your risk of developing cancer.
However, proving your case and claiming compensation can be challenging. In such a case, you must prove the defective product caused your cancer to sue the manufacturer or retailer. You’ll have to request tests on the products to prove the defect and the relationship to cancer development. The product defect has to have caused your cancer diagnosis directly. One example is when the product has excessive amounts of lead. You’ll need to hire experts or resort to government authorities to investigate the product to prove this. This way, you have a piece of solid evidence to sue the product manufacturer.
- Medical Negligence
Medical negligence is one of the most common reasons to sue for getting cancer. You could sue for medical malpractice if the doctors, healthcare facility, hospital, or other medical professionals failed to offer the standard of care causing your cancer diagnosis. For example, if the doctor failed to order necessary tests or misdiagnosed your case resulting in cancer progression, you can sue for medical negligence.
To successfully sue for medical negligence, you must prove that the medical practitioner’s actions directly caused your cancer diagnosis. You must also show that you suffered damage because of the negligent actions of the medical practitioner. By doing so, you can claim compensation for treatment of progressing cancer, lost wages if you cannot work, and pain and suffering.
- Environmental Factors
Exposure to environmental pollutants and toxins is a common risk factor for cancer. Prolonged exposure to asbestos at the workplace, radiation, and other chemicals can increase cancer risk. If you can prove your cancer was caused by exposure to a certain environmental toxin like asbestos, consider suing the company or entity responsible for the pollutants.
Suppose a company’s activities produce excessive radiation that affects the population in a specific area and results in cancer. In that case, you can sue that company for exposing you to toxins that caused the development of your cancer.
Like the previous points, you must prove your cancer was directly caused by a specific substance you were exposed to. You’ll also have to show that the exposure was from the negligence of the company or entity you’re suing. Another aspect you must consider is the entity’s knowledge of the potential risks of exposing people to the toxin or substance. Since you’ll also claim that the company or entity was negligent, expose their bad practices that contributed to the development of your cancer.
Additionally, working in a hazardous environment may expose you to substances or toxins that can increase your cancer risk. For instance, if you’re a construction worker with constant exposure to asbestos, you’ll be at risk of developing cancer. Working as a firefighter can also expose you to asbestos and other carcinogenic substances that cause cancer.
You can sue your employer for getting cancer while working in a hazardous environment. To be successful, you must prove the cancer was caused directly by exposure to a specific chemical or substance at the workplace or in the line of duty. For example, getting cancer from asbestos exposure at a construction site.
In such a suit, you’ll claim compensation for the medical expenses covering the diagnosis and treatment, lost wages, damages for the pain and suffering caused to you and your family, and other associated costs.
Conclusion Getting a cancer diagnosis because of someone else’s negligence can be traumatizing and devastating. However, you can get a little relief through compensation for the medical expenses and other related damages, such as pain and suffering. The process of suing for getting cancer can be complicated, and it’d be best to hire an experienced lawyer to handle the litigation process. An attorney can also advise on the available legal options available and the compensation to seek.
Khalil ur Rehman is a proud born and raised in Abbottabad. Khalil has worked as a journalist for nearly a decade having contributed to several large publications including the Yahoo News and The Verge. As a journalist for The Hear Up, Khalil covers climate and science news. [email protected]