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“Afzul Rehman – Biography, Wiki, Personal and Career Newcastle, South Africa”

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Afzul Rehman Businessmen

Afzul Rehman Businessmen

Afzul Rehman, a 45-year old businessman, turned politician, was born and brought up in Newcastle, South Africa. He is the former Mayor of Newcastle Local Council, where he earned accolades in developing the city’s municipality through various noteworthy reforms.

He is the son of the former IFP MPL (1994-1999), Farouk Rehman, and was brought up in a community-oriented home. While growing up, he helped his family in managing their building material business and also used to assist his father during his tenure of the legislature.

In 1991, Rehman completed his matriculation from the Lincolns Heights Secondary School, Newcastle. During 1992-94, Afzul Rehman studied at the University of Kwazulu Natal but left to join his family business. In 1996, he managed his family business, where he got the exposure of interacting with the local community and dealing with various customers. Soon after joining, at just the age of 22, he won the election as a Ward Councilor at the Newcastle Local Council in 1996, which paved the beginning for his political career.

In 1996, Rehman entered the service as the Councillor of the Umzinyathi District Municipality and continued in the same position until 2000. He also accomplished in earning the role as a member of Newcastle Council’s Executive Committee in 2006. Soon after, he had also acted as the Finance Councillor at the local Portfolio Committee. After this role, his life’s important achievement came when he won the position of Deputy Chief whip at the ANC Caucus.

Between 2004 and 2006, Rehman held the member’s position at the regional committee of the then ruling ANC. After which he also earned the Board Membership at the KwaZulu-Natal Trade and Investment Council. In the year 2007, he further got selected as the Product Chairperson of the local labor forum and as the regional treasurer of the ANC Emahlahleni region. In 2009, he functioned as the Deputy Mayor and also as the acting Mayor of the Newcastle City Local Council.

His most notable achievement came in 2010 when he won the election as the Mayor of Newcastle and became the youngest Mayor the city ever had. In 2015, he earned the title of the most consistent performing Mayor in the province and was praised for bringing substantial reforms to the city’s municipality.

During his tenure as the Mayor, he was honored as the KwaZulu-Natal’s best Mayor, consistently for three years. Under his leadership, the ANC’s position skyrocketed from 47% in 2009 to 72% in 2014. His decision to cancel all free lunches to councilors and staff of the municipality and stop printing council agendas in all of their meetings resulted in surplus savings as a result of streamlining. The savings were allocated to the capital expenditure budget of KwaZulu-Natal’s city of Newcastle. It resulted in a fivefold increase in the CAPEX budget of the city, from R86 Million in 2009, R229 Million in 2013, and R492 Million in 2014.

His dedication and hard work in uplifting the local community helped him secure the same position as Mayor consecutively for four years. Among his many remarkable measures, his decision to conduct paperless meetings at the council earned him several accolades and was praised by many people, especially the environmentalists. As the Mayor, he was credited with developing the municipality’s infrastructure by investing in the township with more than R2 billion during the five years of his term.

In 2016, he enrolled himself in the Diploma in Public Administration at the University of Pretoria. He was recently appointed as the speaker of the Amajuba District Municipality in 2016 and was in service until the year 2018.

On the personal front, Afzul Rehman is survived by his wife Farhana, with whom he got married in the year 2005, and two sons (Mohammed Zia and Umar) and a daughter named Maariya.

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Bambo Nature Infant Diapers Reviews and Trends

Bobby Jansson

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Bambo Nature Infant Diapers Reviews and Trends

Ineffective diapers may bring rashes to the baby skins so to escape from other skin aggravations always choose the best-recommended baby diapers. There are numerous online brands and well reputation ideas that can be chosen and adopted from reliable and quick responding ideas. There are numerous top quality brands and diapers manufacturers which have a complete range of baby diapers and can sell interested parents who always take care of their babies. Protect your Bambo is safe and make sure which type of products and diapers do you need and how to match your specific interests levels of the people.

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Bambo Nature diapers reviews help the people to make quick analysis and to verify the interest levels of the people to deliver the best concepts thinking and to make sure about creative features plans on behalf of the versatile featuring services and having useful acknowledgement about the top-class quality products. Picking the correct diapers for babies is not a tough decision because Bambo diapers are one of the best recommended and top-class baby diapers which match with the specific interest levels of the people and deliver the best confidence levels to interested parents as well.

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Baby Diapers reviews help the people to decide which type of baby diapers are the best and how to match with the specific interest levels of the people to get the best and instant service response from the interested communities. Analysis and review of the Bambo nature baby diaper explore the personal interests of the people and enable them to meet with their objectives to take perfect sleep and to avoid all types of irritations. Protect your Bambo are safe and taking the proper sleep by wearing branded and top-class diapers qualities.

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How Business Analysis helps Small Business

Bobby Jansson

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How Business Analysis helps Small Business

Small businesses work with local economies by bringing competition and development to the business sector. Launching a business is a massive success for many entrepreneurs, but it’s the biggest challenge to maintain one. Business Analysts support companies in changing, adapting, and growing to the world’s organizational goals.

Unique challenges of small business

Each business, big or small, is challenged by many standard obstacles. These include recruiting the right people, building a brand, and developing a client base. Here are the five significant challenges for small firms: Customer Dependence, Management of Money, Fatigue, Dependence on founders, and Balancing of Quality & Growth.

Business Analysis – What it means?

The business analysis allows the change in the organizational context through the definition of needs and recommendation of solutions that provide value to its customers.

The most recent version of the instructions extends its scope to cover agile development, business process management, business intelligence, and business architecture beyond business analysis. It includes

  • A model concept that integrates ideas and language across disciplines of business analysis
  • Restructured areas of knowledge for business analysis at all stages, from small tactical initiatives to drastic changes
  • Five aspects covering the essential fields of company analysis and show how to apply knowledge to various situations
  • Covering new industry-recognized techniques of business analysis field
  • In every field of expertise, updated and revised content is more.

Why business analysis for small businesses?

Business analysis helps all types of small enterprises to leverage and succeed in their operations. Within the framework of the business process, the business analysis process is crucial. The process involves identifying the primary business goals in this phase and gathering as much data and details. This information allows you to compile an overview of the company’s challenges to its objectives. The business analysis contributes to reducing company costs by increasing Return on Investment (ROI) and reducing business costs. A business analyst can benefit a small business owner as much as a large firm.

Challenges of Business Analyst for small businesses

Small business owners may not think a Business Analyst is necessary. Small enterprise owners sometimes overlook a vital part of their success in trying to survive. The business analyst can find out what the business owner can do to expand his business.

The unique challenges of the Business Analyst (BA) in small business:

  • Business rules identifying & analyzing: In each company, there are rules of commitment. These are essential for development and growth. The BA is responsible for identifying and analyzing these rules. The role of BA here reduces duplication and leads to improved productivity.
  • Conclude process details: After identifying and analyzing the processes, the BA will conclude. This phase may necessitate steps to add or make drastic changes. It gives the company the ability to acquire better results.
  • Documentation of process and procedure: The BA records the business procedures and operations. Through this, BA can understand what the company has achieved in the past, successful objectives, and achievements of business goals. Also, BAs document the process of the company.
  • Examine process details: The BA examines in detail after documenting the procedures and processes. This phase helps the professionals understand the process and what tasks to do to ensure that the results are excellent.
  • Interpret business requirements: The BA also understands the needs of the industry. This phase is essential for the company to know how, when, and where the applicable changes are necessary.
  • Map out new process design: Once the interpretations of business requirements get completed, the BA identifies new processes that help the company achieve the best results. It is essential because new and improved process designs that bring key business benefits can satisfy the customers, make more return on investment (ROI), and have the right competitors.
  • Facilitate process workshops: The BA provides for process workshops that notify team members and stakeholders about the identified problems so far and the provided solutions. Everyone is ready and happy to work for the company’s development once their buy-in is protected.

Roles & responsibilities of the Business Analyst:

Business analysts should be strong communicators and precise analyzers by collecting, distributing, and managing company data, and business analysts act as linkages between internal departments. The most demanding career/roles and responsibilities are:

  • IT Business Analyst: They create a detailed business analysis highlighting problems, opportunities, and solutions for a company.
  • Data Scientist: The primary responsibility of a Business Analyst is to interpret data, deliver reports, and make suggestions based on research findings.
  • System Analyst: They implement central computer criteria by defining and evaluating system problems and identify application problems by allowing users.
  • Business Analyst Manager (BAM): BAM finds ways to boost productivity and lower costs and connect IT and business teams.
  • Quantitative Analyst (QA): QAs work on optimal systematic trade strategies with mathematicians, engineers, and physicians.

Top Skills learned in Business Analyst training course:

Anyone who wants to step into a Business analyst profession should first get a Bachelor’s degree in any discipline with at least 50% aggregate marks. One can then take up a masters program in Business Analyst Certification to upskill themselves and make a great start to their career.

The Business Analyst course boosts candidates’ know-how in the latest business analyst tools and techniques, including planning and monitoring, data analysis & statistics, visualizations, Agile Scrum methodologies, and Structured Query Language (SQL) databases. Also, you can gain these skills – business understanding, competitor and market analysis, scope and objectives defining, requirements gathering, documentation analysis, and solution designing, analysis & testing.

Conclusion:

The Industrial Policy Resolution (IPR) of 1948 accepted the most important small businesses in the country’s overall industrial development. In achieving the Indian objective of becoming a $5 trillion (~Rs. 32.42 Lac crore) economy by 2025, the small business sector will play a crucial role. The Labour Statistics Bureau estimates that demand for Business Analysts will increase by 14% by 2024. It is one of the higher average percentages of growing specialities. It is the best opportunity to take business analyst training to speed up your career.

 

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Truck Insurance for transport professionals

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Truck Insurance

The truck insurance is essential for carriers who make their living at the wheel of your car. It is not advisable to make a mistake with the choice of the policy, since we are talking about your work tool and the main investment of your transport business. Anything that happens to the truck or tractor will end up having an impact on your activity and your pocket. That is why today we address the different types of Truck Insurance that transport professionals can hire to protect your vehicle.

Publix Insurance is very important for carriers. Insuring heavy vehicles is essential because they are highly exposed to all kinds of risks and any loss can have disastrous consequences for truckers. Let’s not forget that trucks are expensive vehicles, in which any repair is usually very expensive and whose loss can ruin these professionals.

In addition, insurers view truck drivers as customers at high risk for an accident. It must be borne in mind that carriers spend many hours behind the wheel each week, on routes that sometimes cover thousands of kilometers and cross a border.

In addition, these professionals are subjected to the stress that their activity entails, with the constant responsibility of delivering their clients’ merchandise on time and in good condition. A circumstance that increases the chances of having an accident behind the wheel of a truck.

truck insurance

Choosing a truck policy

Finding the right policy for your truck is a key decision for a freelancer in the trucking industry. It is necessary to find an Insurance that includes the necessary coverage to protect a heavy vehicle, but without the price of the premium being unaffordable for the professional.

To find the right option, there is a wide offer in the market where you can compare Truck Insurance, although in general terms there are three types of Truck Insurance that we can find:

  • Third-Party Truck Insurance
  • Extended Third-Party Truck Insurance
  • Full Risk Truck Insurance

In addition, it is very common for carriers to contract these policies in the franchise mode, to be able to include coverage that is necessary for their business and that the price of the premium does not skyrocket. In this way, they share risks with the insurance company, but they can travel more relaxed knowing that they have broader protection. Let’s see one by one what coverage they offer.

 

Third-Party Insurance or Truck Traffic Insurance

The third-party insurance also called the Insurance Circulation truck provides the minimum coverage required by law which can secure a truck. This basic policy covers the driver’s Civil Liability for possible damage or damage that may be caused to third parties, both physically and in other vehicles, in the event of an accident.

Many specialized insurers have Basic Insurance for trucks that, in addition to Circulation Insurance, include some more guarantees and services. It is the way to offer the road professional a sufficient minimum coverage to go out to work with her vehicle with enough peace of mind.

The third-party insurance for Trucks have good acceptance among truckers because it is the most economic policy, but its protection is limited. For example, this policy will not cover damage to the truck itself in a claim. Nor will it cover damages that affect the physical integrity of the trucker, unless this coverage is complemented with a Driver’s Insurance, which is highly recommended.

In any case, if we want to have additional coverage, we will have to look for an extended Third Party Insurance, with extra guarantees.

 

Extended Third-Party Truck Insurance

The truck insurance Expanded Third Party is the option of choice for many professionals to ensure transport a tractor-trailer or truck. This Insurance expands the basic coverage of Third Party Insurance with the contracting of guarantees and extra services that can get the trucker out of more than one problem on the road.

On the other hand, this type of Truck Insurance is halfway between basic policy and a Comprehensive Insurance, which makes it an intermediate option between the cheapest and most expensive Insurance for trucks. It would be an intermediate option, which can be more affordable if contracted with a franchise.

In addition, in this type of policy for freight vehicles, there is more room for maneuver in contracting coverage, and that flexibility allows the insurance budget to be adjusted to the needs of the truck driver. Among the interesting coverages for a transport company  with which a Third Party Truck Insurance can be extended, we can highlight:

  • Moons insurance
  • Theft or attempted theft and vandalism insurance
  • Truck fire insurance
  • Legal assistance
  • Roadside assistance

It is important to note that this type of Truck Insurance has the main advantage that it usually includes among its coverages a Driver Accident Insurance, an essential coverage in a company dedicated to road transport. The Driver’s Insurance covers health care and the death of the carrier in an accident with an insured capital that is established in the Truck Insurance policy. If you have taken out Extended Third Party Insurance for your truck, it is convenient to review this guarantee to confirm that the amount insured is sufficient.

 

All Risk Insurance for Trucks

The Full Risk Insurance for Trucks is the option that offers greater protection for a transport vehicle. In addition to the Compulsory Civil Liability Insurance and other guarantees that extend the coverage to Third Parties of the policy, this modality also includes the coverage of Own Damages that can compensate the carrier for the total loss of the vehicle in an accident, which generates certain peace of mind to their owners.

These policies usually include a series of less common coverages and services, but which can be very useful for carriers, such as the Loss of License Insurance or the Cargo Liability Guarantee.

This type of insurance for trucks is the most exclusive and professional transporters often invest in this policy when it comes to insuring a new truck or tractor unit. The investment in these vehicles is very high and many times it even requires external financing to be able to assume its cost. Protecting that investment against the possibility of a total loss is the reason that leads to truckers and transport companies to take out this Insurance for new trucks. And it is that the price of these policies is at the same level as the investment made in the purchase of the vehicle.

For this reason, it is common to contract the Full Risk Insurance in excess for the truck. With the franchise, by ensuring the vehicle the price of the premium is cheaper, in exchange for sharing the risks with the insurer and assuming a part of the costs that a claim may generate. If you are interested in this type of policy, in this blog we inform you about the advantages of insuring a truck with a franchise.

Based on these types of Transportation Truck Insurance, specialized insurers in the sector offer us a wide variety of policies, among which it is convenient to compare to find cheap insurance and with the necessary coverage for our business.

For many truckers, choosing the right policy is not easy. To get a tight budget for Truck Insurance and not forget important coverage, it can be important to have expert advice during the hiring.

In this sense, you should know that by trying our online insurance comparator we can advise you on the choice of coverage and we accompany you throughout the hiring process. We are insurance brokers and it is our rule to resolve any questions you may have, with maximum independence.

In this way, we can help you insure the truck with a policy adjusted in price and with the guarantees that you really need. In addition, as we have been insuring carriers for decades, we have access to the best offers on the market, and we can offer you the cheapest insurance for your truck or tractor.

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