Maria Johnsen talks about risk assessment and security aspects of artificial intelligence and machine learning.
In recent years, the use of Artificial Intelligence has peaked. Decisions may be at risk if they are made by a machine. Artificial intelligence can be economically disastrous and liable equally due to various thought-provoking aspects of the situation. Experts hold the opinion that there is a liability risk if the Machines make decisions which are rather inappropriate or illegal.
According to Maria Johnsen in fintech and banking systems the rules on risk management describe how models should be validated, but these rules do not cover A.I and machine learning algorithms. With predictive models, they build the model and test it. But they don’t test to see if the algorithm changes based on the data they feed it. In machine learning, the algorithms change, evolve and grow; at the same time, new biases could potentially be added.
Regulators should be finding solutions to the risks of machine learning models. For example, in loan decision making, the data could inform an unconscious bias against minorities that could expose the bank to regulatory scrutiny.
Machine Learning Problems:
The risks associated with Artificial Intelligence and machine learning can be potentially dangerous if not managed timely. Following are some of the main risks associated with this phenomenon:
- Data:The pedigree of the data used to create machines is largely involved in the risk. The variability in the amount of the data determines how it would run in the long term. This is why it should be a homogenous data.
- Bias:It can be a source of inaccuracy in the models which can make the data highly inaccurate.
- Output Interpretation:The use and the way a model is interpreted can undoubtedly add to the risk.
If you train an algorithm with data that has underlying racist data, you may end up making a racist machine learning algorithm. We need to step back before we all jump on the bandwagon.
AI is used in various aspects of programming that include finding solutions to a problem and recognizing patterns. In machine learning, a computer program is given access to a huge amount of data and then it processes that information. This is how it learns the relationship between variables.
For more information read her entire article at A.I and Machine Learning
About Maria Johnsen
Maria Johnsen is a Multilingual Digital Marketing A.I and Fintech Influencer, Film producer , director, screenwriter,Linguist and author. She holds a degree in political economy from Kharkov University in Ukraine, Beauty Arts from Sorbonne University in Paris, BA in Information technology, BA in computer science, a Master of Science degree in computer engineering from university of science and technology in Norway and master degree in filmmaking and television from Royal Holloway University of London.
Her professional background and education is diverse and includes skills in areas such as sales, multilingual digital marketing, content writing, business intelligence, software design and development. In addition, she possesses the experience and education in the management of complex Information Systems.
Maria knows eighteen languages and possesses experience in language instruction, tutoring, and translation. She has also developed a unique teaching method for fast learning “Implications for Upgrading Accelerated Learning Practices In Educational Systems” This method is applied in China and Norway.
Maria Johnsen is also a multilingual SEO, PPC and social media marketing expert. She managed software projects for well known IT companies and Bank in Norway, China, the UK as well as cooperation with governments and police authorities in regards to projects related to data crime and tracing terrorists online.
Starting in 2008, she began offering search engine optimization services. Her company Golden Way Media expanded internationally in 2009 carrying out various projects in Europe, North America and Asia. While offering services to the general public, Maria Johnsen continues to consult with corporate clients, agencies and small businesses. She has skills and proven records in all areas of search engine optimization including keyword targeting, competitor research and on-site optimization.
Best Tools for Calligraphy on Your Phone
The world of calligraphy has always fascinated me. As a former graphic design student, I found the effects of different fonts on a piece of art or copy were very interesting. However, I always wanted a way to create new fonts from my phone with the help of technology because I was never very artistic myself.
Fortunately, I found this helpful link that sent me to a page full of awesome calligraphy apps that allowed me to do all this and more. The benefits of these apps are surprisingly numerous, especially for aspiring artists and graphic designers.
Customize your font, size, and colors
Many apps like the Calligraphy Penmanship app will allow you to type or write text before manipulating it in a variety of ways. This is an easy way to create the fun word art, send exciting and different messages to friends and family, and take your artwork to the next level. If there’s a piece of art or a picture you’ve taken that you’d enjoy laying text over, having the option to change the font size and color can help you find the perfect fit.
There are also a lot of therapeutic values to being able to change the fonts. As people deal with different emotions during the day, journaling, writing, or making art can be a fun way to meditate and clear their minds. By being able to change the font size and add aesthetically pleasing effects like shadows and backgrounds, you can take your journaling in different directions that can stimulate your creativity.
Create your own font styles
Along with being able to aid your journaling, calligraphy apps allow you to get even more creative by designing your own font styles. You can draw them from scratch or edit existing fonts to suit your vision so that you can type in all new fonts that look exactly how you want them to. There are over 100 base fonts to choose from for editing or the option to draw your own upper and lowercase letters.
Many of these apps feature a calligraphy keyboard that can help take your font and apply it to any project you’re creating. And it’s not just reserved for the English language. There are Old English fonts along with Chinese and Arabic symbols, and more. Now you can create the perfect font for the picture or journal piece that needs a quote or message.
Life-like pen strokes
As you continue to explore these apps, you’ll notice that some can help you create life-like pen strokes right on your phone with either a finger or stylus. These apps allow you to replicate the thickness of the pen stroke based on the angle on the stroke, along with changing colors and adding various effects. Now you can let your inner artist flourish as you draw incredible word art right on your phone.
In the same way, these apps can also teach you how to create word art on paper. With calligraphic stroke lessons, tutorials, and videos, these apps can teach you the proper tools and techniques to create calligraphy on the phone and on paper. You can even print out your designs for mass-production or trace them to create real-life art that originated with artistic effects on your phone.
If being creative with fonts or artistic journaling helps you meditate or enjoy your projects more, then calligraphy apps will be an entertaining and productive tool.
Kostenlose SIM Karten von Vodafone CallYa und o2 Telefonica’
Du möchtest in deiner Gegend das Mobilfunk Netz der Anbieter testen? Kostenlose SIM Karten kannst du über HandyTarifTipp bestellen. Auf einer übersichtlichen Seite sind dort alle derzeit verfügbaren kostenlosen SIM Karten aufgeführt. Doch was bringt dir die kostenlose SIM Karte?
Erstens, die SIM Karte kommt komplett kostenlos zu dir. Natürlich hast du bei diesen Karten auch keinerlei Verpflichtungen. Du kannst die SIM Karte bei dir in das Handy einlegen und zum Beispiel schauen wie viele Balken Netzempfang angezeigt werden. Dies ist besonders interessant wenn du derzeit mit deinem Empfang unzufrieden bist und überlegst das Netz zu wechseln. Des Weiteren kannst du dich auch anrufen lassen und so natürlich auch die Sprachqualität zu testen.
Kostenlose SIM Karten bekommst du derzeit in den Netzen der Telefonica, o2 und e+, und Vodafone. Die SIM Karten können selbstverständlich genutzt werden, die Minute als auch die SMS kosten jeweils 9 Cent.
Auch hast du die Möglichkeit Optionen zu buchen, zum Beispiel eine Internet Flatrate oder Telefonie Flat. Da es Prepaid Karten sind kannst du die Optionen auch jederzeit kündigen oder wechseln. Bei der Netzclub SIM Karte bekommst du gar jeden Monat 200 MB frei zum surfen, ohne das Guthaben aufgeladen werden muss. Diese kostenlose SIM Karte wird gesponsert, sprich du bekommst zum Beispiel gelegentlich Werbung per SMS zu gesandt.
Wie bereits erwähnt kommen die SIM Karten kostenlos zu dir, auch Versandkosten fallen nicht an. Die Seite von HandyTarifTipp wird bei Änderungen aktualisiert, so bist du ebenfalls auf den neusten Stand was die kostenlosen SIM Karten angeht. Empfehlenswert ist die kostenlose Prepaid Karte Vodafone CallYa, diese kann mit einer 10 GB LTE Datenoption für monatlich 20 Euro gebucht werden. Eine Allnet Telefonie und SMS Flat ist in dieser Option enthalten. EU Roaming ist dieser Option selbstverständlich ebenfalls inklusive. Im Download stehen dir bis zu 500 MBit/s an Geschwindigkeit zur Verfügung.
FowardingMe Remains One of Canada Leading Packaging and Mailing Services
Finding a reliable and timely package and mail forwarding service isn’t always easy. One needs to take into account a number of factors such as the cost, quality and delivery times. For this reason, many are often left unsure of whom they should trust with their packages.
One service that has managed to become a reliable option for many over the past half-decade is ForwardingMe. They are the premier providers of one’s own Canadian physical address to receive mails and packages. Users can use this address to sell and buy items in Canada and the USA.
Through this, they offer their users and a safe and effective way to easily deliver packages to clients. ForwardingMe has continued to amass popularity over the past few years, and have now become the sole mail delivery service for many. Clients consider them to be the top service for order fulfillment in Canada. Users can even manage their mail and packages online and discard any unwanted mail with ease.
FowardingMe believes it is the reliability they offer to their customers that has allowed them to grow and evolve. Their clients’ continued support for their services has led them to perfect every aspect of it. Their Virtual Office Canada and Mail Forwarding Canada service are largely considered unmatched.
Even now, they are always looking to improve and expand their work in every way possible. Despite all that they offer, they remain one of the most affordable options currently available. Clients can ship to both Canada and the USA at competitive rates. They currently offer a 30-day free trial as well, which can help users get started and try the service first-hand.
For the last 5 years, ForwardingMe has been focusing on shipping, storage, mailbox services for clients all over in the world. They have forwarded and shipped hundreds of shipments for clients around the world in a safe and reliable way. Users simply need to log in to their Mailbox Manager to see their mailbox inventory, forward shipments, or even discard junk mail.
They can even scan documents for urgent review online. This is done with the utmost security and confidentiality. More than a mail and package forwarder, ForwardingMe can also fulfill one’s orders. They receive inventory, pick & pack products, ship to clients in Canada and the USA. Alongside this, they can even handle returns from clients. For more information: http://www.forwardingme.com/
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